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15239 Home Insurance Rates & Premiums

Did you know there are over 21,211 people living within the 15239 zip code area? There are over 8,640 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 15239.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Pennsylvania are on the rise. The estimated average premium is around $732 a year for a standard homeowners insurance policy in Pittsburgh. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Pittsburgh, PA Homeowners Insurance Quotes Online

15239 Home Insurance Average Premiums

Local 15239 homeowners insurance quotes comparison

$482 /yr.

Shows Zip Code: 15239 lowest rates with discounts applied on average.

For the 15239, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$482 /yr.
Average Coverage:$732 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1032 /yr.

What is the average home insurance cost for a home in 15239?

  • • The average homeowners insurance premium paid annually for a home in 15239 is around $732 per year.

What does it cost on average per month for home insurance in 15239?

  • • Homeowners in 15239 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 15239?

  • • Autoowners in 15239 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pittsburgh area, check out other zip codes nearby 15239.
Review average rates in another zip code:
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15209 homeowners insurance rates
15221 homeowners insurance rates

Home Replacement Cost Coverage in 15239

Average Building Cost Per Square Foot in 15239: $136

Location: Pittsburgh, Pennsylvania (Allegheny County)

Average Square Footage in 15239: 1,220 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15239 before you start any project. Pittsburgh homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15239 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15239 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,220 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pittsburgh area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,220$165,900
Additional Upgrades & Added Features$1701,220$207,375
Major Home Updates or Advancements$2041,220$248,850

It's important to understand that when you estimate your replacement cost of your home in the 15239 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15239

Best Home & Auto Insurance Agencies in 15239

Shanta Sr, Bob - State Farm Insurance Agent

Address: 2818 Golden Mile Hwy Pittsburgh, PA 15239
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/external/46266695/pittsburgh_pa/shanta_sr_bob_state_farm_insurance_agent.html
Info:

Dolhi, Jaci - Jaci Dolhi Agency

Address: 701 Rosewood Dr Pittsburgh, PA 15239
Phone:
Website: http://www.dolhiagency.com/
Info:

Boller, Ron - State Farm Insurance Agent

Address: 907 Presque Isle Dr Pittsburgh, PA 15239
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/external/46266668/pittsburgh_pa/boller_ron_state_farm_insurance_agent.html
Info:

EUGENE P WEISSER JR

Address: 770 Pine Valley Dr Pittsburgh, PA 15239
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/43638113/pittsburgh_pa/eugene_p_weisser_jr.html
Info:

Mastay Ins and Fin Svc Inc - State Farm Insurance Agent

Address: 7883 Saltsburg Rd Pittsburgh, PA 15239
Phone:
Website:
Info:

Housing Demographics for 15239

Population Review for 15239 Zip Code

For the city of Pittsburgh, the population within 15239 has increased to over 21,702 residents in population size. The current population total is 21,211. We have broken down the population based on race below. In 15239, there are over 10504 in male population and 10707 females.

PopulationValues
Total Population21,211
White Population18924
Black Population973
Hispanic Population362
Asian Population270
Hawaiian Population2
Indian Population18
Other Population161
Male Population10504
Female Population10707
Population Estimate21702

Household Data for 15239

The average number of homes in 15239 is around 8,640, there are an average of 2.45 per household. The average house value according to local real estate values is around $165,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,640
Persons Per Household2.45
Average House Value$165,900
Income Per Household$86281
Median Age42.8
Median Age Male41.4
Median Age Female44.5
15239 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code412
CityPittsburgh
City Alias NamePITTSBURGH
CountyAllegheny
County FIPS003
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses464
Number Of Employees4351
Business First Quarter Payroll39955
Business Annual Payroll189057
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District12
Congressional LandArea2163.03
Delivery Residential8858
Delivery Business441
Delivery Total10031
Preferred Last Line KeyX1A543
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX1A543
Land Area16.342000
Water Area0.000000
City Alias Code
City Mixed CasePittsburgh
City Alias Mixed CasePittsburgh
Box Count51
SFDU8246
MFDU249
State ANSI42
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416608
Unique ZIP Name
SSA State County Code39010
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseAllegheny

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]