Get multiple home insurance quotes in 15301. Our licensed 15301, PA agents are ready to serve you.

15301 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 15301 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Washington, PA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 15301 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Pennsylvania, like average Washington homeowners insurance rates, coverage options or home insurance types, please select Washington, PA Home Insurance Rates Online!

15301 Home Insurance Average Premiums

Local 15301 homeowners insurance quotes comparison

$487 /yr.

Shows Zip Code: 15301 lowest rates with discounts applied on average.

For the 15301, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$487 /yr.
Average Coverage:$737 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1037 /yr.

What is the average home insurance cost for a home in 15301?

  • • The average homeowners insurance premium paid annually for a home in 15301 is around $737 per year.

What does it cost on average per month for home insurance in 15301?

  • • Homeowners in 15301 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 15301?

  • • Autoowners in 15301 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Washington area, check out other zip codes nearby 15301.
Review average rates in another zip code:
15301 homeowners insurance rates

Home Replacement Cost Coverage in 15301

Average Building Cost Per Square Foot in 15301: $136

Location: Washington, Pennsylvania (Washington County)

Average Square Footage in 15301: 1,228 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15301 before you start any project. Washington homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15301 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15301 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,228 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Washington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,228$167,000
Additional Upgrades & Added Features$1701,228$208,750
Major Home Updates or Advancements$2041,228$250,500

It's important to understand that when you estimate your replacement cost of your home in the 15301 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15301

David R. Henderson Agency

Address: 530 W Chestnut St Washington, PA 15301
Phone: (724)225-8015
Website:

Best Home & Auto Insurance Agencies in 15301

Day Insurance Agency, Incorporated

Address: 329 E Maiden St Washington, PA 15301
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/662426130/washington_pa/day_insurance_agency_inc_.html
Info:

Allstate Insurance Company - Marion Nelson

Address: 30 E Beau St Washington, PA 15301
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/662399570/washington_pa/allstate_insurance_company_marion_nelson.html
Info:

Hitchcock Insurance Agency, Incorporated

Address: 895 Henderson Ave Washington, PA 15301
Phone:
Website: http://www.hitchcockinsuranceagency.com/
Info:

B & W Insurance Agency Inc

Address: 1340 Washington Rd Washington, PA 15301
Phone:
Website: http://www.bandw.net
Info:

Gary H. Jasper Agency

Address: 981 Jefferson Ave Washington, PA 15301
Phone:
Website:
Info:

Housing Demographics for 15301

Population Review for 15301 Zip Code

For the city of Washington, the population within 15301 has increased to over 49,441 residents in population size. The current population total is 48,963. We have broken down the population based on race below. In 15301, there are over 23731 in male population and 25232 females.

PopulationValues
Total Population48,963
White Population42199
Black Population2944
Hispanic Population1130
Asian Population404
Hawaiian Population28
Indian Population91
Other Population520
Male Population23731
Female Population25232
Population Estimate49441

Household Data for 15301

The average number of homes in 15301 is around 20,950, there are an average of 2.23 per household. The average house value according to local real estate values is around $167,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode20,950
Persons Per Household2.23
Average House Value$167,000
Income Per Household$62902
Median Age45.4
Median Age Male42.8
Median Age Female48.0
15301 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code724/878/412
CityWashington
City Alias NameWASHINGTON
CountyWashington
County FIPS125
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1514
Number Of Employees26238
Business First Quarter Payroll293485
Business Annual Payroll1257112
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District14
Congressional LandArea209.29
Delivery Residential22171
Delivery Business1791
Delivery Total24043
Preferred Last Line KeyX1B810
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX1B810
Land Area121.955000
Water Area0.274000
City Alias Code
City Mixed CaseWashington
City Alias Mixed CaseWashington
Box Count198
SFDU17902
MFDU2137
State ANSI42
County ANSI125
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number418904
Unique ZIP Name
SSA State County Code39750
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWashington

Pennsylvania Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]