Get multiple home insurance quotes in 15341. Our licensed 15341, PA agents are ready to serve you.

15341 Homeowners Insurance Quotes & Rates

Holbrook residents living within the 323 homes available in the zip code of 15341 are shopping online to compare cheaper and more affordable Holbrook, PA home insurance rates. In the great city of Holbrook, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Pennsylvania is around $690 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 15341 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 15341 home insurance rates today! Please give us a call now at 1-855-976-2656. For Holbrook, PA Homeowners Insurance Quotes, Click to easily get started!

15341 Home Insurance Average Premiums

Local 15341 homeowners insurance quotes comparison

$440 /yr.

Shows Zip Code: 15341 lowest rates with discounts applied on average.

For the 15341, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$440 /yr.
Average Coverage:$690 /yr.
2600 sq. ft. or higher
(all discounts applied)
$990 /yr.

What is the average home insurance cost for a home in 15341?

  • • The average homeowners insurance premium paid annually for a home in 15341 is around $690 per year.

What does it cost on average per month for home insurance in 15341?

  • • Homeowners in 15341 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 15341?

  • • Autoowners in 15341 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Holbrook area, check out other zip codes nearby 15341.
Review average rates in another zip code:
15341 homeowners insurance rates

Home Replacement Cost Coverage in 15341

Average Building Cost Per Square Foot in 15341: $136

Location: Holbrook, Pennsylvania (Greene County)

Average Square Footage in 15341: 1,022 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15341 before you start any project. Holbrook homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15341 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15341 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,022 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Holbrook area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,022$139,000
Additional Upgrades & Added Features$1701,022$173,750
Major Home Updates or Advancements$2041,022$208,500

It's important to understand that when you estimate your replacement cost of your home in the 15341 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15341

Best Home & Auto Insurance Agencies in 15341

Housing Demographics for 15341

Population Review for 15341 Zip Code

For the city of Holbrook, the population within 15341 has increased to over 823 residents in population size. The current population total is 744. We have broken down the population based on race below. In 15341, there are over 375 in male population and 369 females.

PopulationValues
Total Population744
White Population710
Black Population3
Hispanic Population5
Asian Population1
Hawaiian Population0
Indian Population3
Other Population2
Male Population375
Female Population369
Population Estimate823

Household Data for 15341

The average number of homes in 15341 is around 323, there are an average of 2.30 per household. The average house value according to local real estate values is around $139,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode323
Persons Per Household2.30
Average House Value$139,000
Income Per Household$69875
Median Age44.3
Median Age Male43.1
Median Age Female47.8
15341 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code724
CityHolbrook
City Alias NameHOLBROOK
CountyGreene
County FIPS059
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses5
Number Of Employees354
Business First Quarter Payroll8302
Business Annual Payroll13709
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District14
Congressional LandArea209.29
Delivery Residential358
Delivery Business12
Delivery Total400
Preferred Last Line KeyX18918
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX18918
Land Area52.132000
Water Area0.008000
City Alias Code
City Mixed CaseHolbrook
City Alias Mixed CaseHolbrook
Box Count9
SFDU358
MFDU0
State ANSI42
County ANSI059
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number413712
Unique ZIP Name
SSA State County Code39370
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseGreene

Pennsylvania Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]