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15344 Home Insurance Rates & Premiums

Did you know there are over 1,471 people living within the 15344 zip code area? There are over 603 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 15344.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Pennsylvania are on the rise. The estimated average premium is around $691 a year for a standard homeowners insurance policy in Jefferson. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Jefferson, PA Homeowners Insurance Quotes Online

15344 Home Insurance Average Premiums

Local 15344 homeowners insurance quotes comparison

$441 /yr.

Shows Zip Code: 15344 lowest rates with discounts applied on average.

For the 15344, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$441 /yr.
Average Coverage:$691 /yr.
2600 sq. ft. or higher
(all discounts applied)		$991 /yr.

What is the average home insurance cost for a home in 15344?

  • • The average homeowners insurance premium paid annually for a home in 15344 is around $691 per year.

What does it cost on average per month for home insurance in 15344?

  • • Homeowners in 15344 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 15344?

  • • Autoowners in 15344 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jefferson area, check out other zip codes nearby 15344.
Review average rates in another zip code:
15344 homeowners insurance rates

Home Replacement Cost Coverage in 15344

Average Building Cost Per Square Foot in 15344: $136

Location: Jefferson, Pennsylvania (Greene County)

Average Square Footage in 15344: 921 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15344 before you start any project. Jefferson homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15344 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15344 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 921 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jefferson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136921$125,300
Additional Upgrades & Added Features$170921$156,625
Major Home Updates or Advancements$204921$187,950

It's important to understand that when you estimate your replacement cost of your home in the 15344 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15344

Best Home & Auto Insurance Agencies in 15344

Knight Insurance & Notary Service

Address: 170 Pine St Jefferson, PA 15344
Phone:
Website: http://www.knightinsurancenotary.com
Info:

Housing Demographics for 15344

Population Review for 15344 Zip Code

For the city of Jefferson, the population within 15344 has increased to over 1,539 residents in population size. The current population total is 1,471. We have broken down the population based on race below. In 15344, there are over 772 in male population and 699 females.

PopulationValues
Total Population1,471
White Population1374
Black Population15
Hispanic Population26
Asian Population3
Hawaiian Population0
Indian Population1
Other Population1
Male Population772
Female Population699
Population Estimate1539

Household Data for 15344

The average number of homes in 15344 is around 603, there are an average of 2.44 per household. The average house value according to local real estate values is around $125,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode603
Persons Per Household2.44
Average House Value$125,300
Income Per Household$63333
Median Age46.7
Median Age Male44.6
Median Age Female50.0
15344 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code724
CityJefferson
City Alias NameJEFFERSON
CountyGreene
County FIPS059
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses14
Number Of Employees144
Business First Quarter Payroll1422
Business Annual Payroll5544
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District14
Congressional LandArea209.29
Delivery Residential631
Delivery Business17
Delivery Total975
Preferred Last Line KeyX19071
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX19071
Land Area15.091000
Water Area0.000000
City Alias Code
City Mixed CaseJefferson
City Alias Mixed CaseJefferson
Box Count60
SFDU631
MFDU0
State ANSI42
County ANSI059
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number414028
Unique ZIP Name
SSA State County Code39370
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseGreene

Pennsylvania Homeowners Insurance News & Information

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  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]