Get multiple home insurance quotes in 15421. Our licensed 15421, PA agents are ready to serve you.

15421, PA Homeowners Insurance Rates

With a population size of 136 and with 79 occupied homes in the 15421 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Chalk Hill, PA are around $758 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Chalk Hill, Pennsylvania. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Pennsylvania home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Chalk Hill, PA.

For Pennsylvania home insurance information, including average Chalk Hill home insurance rates, coverage options or the different homeowners insurance types, please select Chalk Hill, PA Home Insurance Quotes Now!

15421 Home Insurance Average Premiums

Local 15421 homeowners insurance quotes comparison

$508 /yr.

Shows Zip Code: 15421 lowest rates with discounts applied on average.

For the 15421, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$508 /yr.
Average Coverage:$758 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1058 /yr.

What is the average home insurance cost for a home in 15421?

  • • The average homeowners insurance premium paid annually for a home in 15421 is around $758 per year.

What does it cost on average per month for home insurance in 15421?

  • • Homeowners in 15421 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 15421?

  • • Autoowners in 15421 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Chalk Hill area, check out other zip codes nearby 15421.
Review average rates in another zip code:
15421 homeowners insurance rates

Home Replacement Cost Coverage in 15421

Average Building Cost Per Square Foot in 15421: $136

Location: Chalk Hill, Pennsylvania (Fayette County)

Average Square Footage in 15421: 2,022 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15421 before you start any project. Chalk Hill homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15421 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15421 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,022 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chalk Hill area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1362,022$275,000
Additional Upgrades & Added Features$1702,022$343,750
Major Home Updates or Advancements$2042,022$412,500

It's important to understand that when you estimate your replacement cost of your home in the 15421 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15421

Best Home & Auto Insurance Agencies in 15421

Housing Demographics for 15421

Population Review for 15421 Zip Code

For the city of Chalk Hill, the population within 15421 has increased to over 0 residents in population size. The current population total is 136. We have broken down the population based on race below. In 15421, there are over 80 in male population and 56 females.

PopulationValues
Total Population136
White Population134
Black Population0
Hispanic Population0
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population80
Female Population56
Population Estimate0

Household Data for 15421

The average number of homes in 15421 is around 79, there are an average of 1.72 per household. The average house value according to local real estate values is around $275,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode79
Persons Per Household1.72
Average House Value$275,000
Income Per Household$118676
Median Age56.3
Median Age Male55.3
Median Age Female61.0
15421 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias Abbreviation
Area Code724/412
CityChalk Hill
City Alias NameCHALK HILL
CountyFayette
County FIPS051
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses20
Number Of Employees114
Business First Quarter Payroll1054
Business Annual Payroll5437
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District14
Congressional LandArea209.29
Delivery Residential0
Delivery Business0
Delivery Total264
Preferred Last Line KeyX17585
Classification CodeP
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX17585
Land Area0.268000
Water Area0.000000
City Alias Code
City Mixed CaseChalk Hill
City Alias Mixed CaseChalk Hill
Box Count226
SFDU0
MFDU0
State ANSI42
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number411276
Unique ZIP Name
SSA State County Code39330
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseFayette

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]