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15424 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 15424 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Confluence, PA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 15424.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 15424 and start shopping.

Quickly and Easily Compare Average Rates for 15424

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Confluence, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 15424

Homeowners in Confluence are paying roughly $701 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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15424 Home Insurance Average Premiums

Local 15424 homeowners insurance quotes comparison

$451 /yr.

Shows Zip Code: 15424 lowest rates with discounts applied on average.

For the 15424, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$451 /yr.
Average Coverage:$701 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1001 /yr.

What is the average home insurance cost for a home in 15424?

  • • The average homeowners insurance premium paid annually for a home in 15424 is around $701 per year.

What does it cost on average per month for home insurance in 15424?

  • • Homeowners in 15424 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 15424?

  • • Autoowners in 15424 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Confluence area, check out other zip codes nearby 15424.
Review average rates in another zip code:
15424 homeowners insurance rates

Home Replacement Cost Coverage in 15424

Average Building Cost Per Square Foot in 15424: $136

Location: Confluence, Pennsylvania (Somerset County)

Average Square Footage in 15424: 850 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15424 before you start any project. Confluence homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15424 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15424 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 850 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Confluence area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136850$115,600
Additional Upgrades & Added Features$170850$144,500
Major Home Updates or Advancements$204850$173,400

It's important to understand that when you estimate your replacement cost of your home in the 15424 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15424

Best Home & Auto Insurance Agencies in 15424

Housing Demographics for 15424

Population Review for 15424 Zip Code

For the city of Confluence, the population within 15424 has increased to over 2,639 residents in population size. The current population total is 2,252. We have broken down the population based on race below. In 15424, there are over 1183 in male population and 1069 females.

PopulationValues
Total Population2,252
White Population2180
Black Population4
Hispanic Population26
Asian Population4
Hawaiian Population1
Indian Population5
Other Population5
Male Population1183
Female Population1069
Population Estimate2639

Household Data for 15424

The average number of homes in 15424 is around 993, there are an average of 2.25 per household. The average house value according to local real estate values is around $115,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode993
Persons Per Household2.25
Average House Value$115,600
Income Per Household$43750
Median Age49.0
Median Age Male48.6
Median Age Female49.3
15424 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code814
CityConfluence
City Alias NameCONFLUENCE
CountySomerset
County FIPS111
State FIPS42
Time Zone5
Day Light SavingY
MSA3680
PMSA
CSA306
CBSA43740
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSomerset, PA
MSA_NameJohnstown, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses38
Number Of Employees222
Business First Quarter Payroll1050
Business Annual Payroll6531
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population77742
CBSA Division Population0
Congressional District14
Congressional LandArea209.29
Delivery Residential1173
Delivery Business34
Delivery Total1286
Preferred Last Line KeyX17759
Classification Code
Multi-CountyY
CSA NameJohnstown-Somerset, PA
CBSA_DIV_Name
City State KeyX17759
Land Area71.540000
Water Area1.857000
City Alias Code
City Mixed CaseConfluence
City Alias Mixed CaseConfluence
Box Count50
SFDU1173
MFDU0
State ANSI42
County ANSI111
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number411596
Unique ZIP Name
SSA State County Code39680
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseSomerset

Pennsylvania Homeowners Insurance News & Information

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