Get multiple home insurance quotes in 15440. Our licensed 15440, PA agents are ready to serve you.

Homeowners Insurance in 15440

In Gibbon Glade, PA, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 15440 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 15440 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 15440 should appear in the zip code field ready to go.

15440 Homeowners Insurance Rates Are Considered: Very Low!

If your looking for a standard homeowners policy in Pennsylvania, you are going to see rates around the average home insurance premium per year of $698. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Gibbon Glade home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 15440 Home Insurance Rates Now!

Best 3 Options to Compare in 15440

If you want homeowners insurance quotes within the city of Gibbon Glade or in the 15440 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Gibbon Glade, PA.

15440 Home Insurance Average Premiums

Local 15440 homeowners insurance quotes comparison

$448 /yr.

Shows Zip Code: 15440 lowest rates with discounts applied on average.

For the 15440, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$448 /yr.
Average Coverage:$698 /yr.
2600 sq. ft. or higher
(all discounts applied)
$998 /yr.

What is the average home insurance cost for a home in 15440?

  • • The average homeowners insurance premium paid annually for a home in 15440 is around $698 per year.

What does it cost on average per month for home insurance in 15440?

  • • Homeowners in 15440 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 15440?

  • • Autoowners in 15440 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Gibbon Glade area, check out other zip codes nearby 15440.
Review average rates in another zip code:
15440 homeowners insurance rates

Home Replacement Cost Coverage in 15440

Average Building Cost Per Square Foot in 15440: $136

Location: Gibbon Glade, Pennsylvania (Fayette County)

Average Square Footage in 15440: 1,164 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15440 before you start any project. Gibbon Glade homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15440 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15440 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,164 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Gibbon Glade area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,164$158,300
Additional Upgrades & Added Features$1701,164$197,875
Major Home Updates or Advancements$2041,164$237,450

It's important to understand that when you estimate your replacement cost of your home in the 15440 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15440

Best Home & Auto Insurance Agencies in 15440

Housing Demographics for 15440

Population Review for 15440 Zip Code

For the city of Gibbon Glade, the population within 15440 has increased to over 261 residents in population size. The current population total is 316. We have broken down the population based on race below. In 15440, there are over 145 in male population and 171 females.

PopulationValues
Total Population316
White Population311
Black Population1
Hispanic Population5
Asian Population0
Hawaiian Population0
Indian Population0
Other Population1
Male Population145
Female Population171
Population Estimate261

Household Data for 15440

The average number of homes in 15440 is around 139, there are an average of 2.27 per household. The average house value according to local real estate values is around $158,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode139
Persons Per Household2.27
Average House Value$158,300
Income Per Household$86071
Median Age44.2
Median Age Male43.3
Median Age Female44.7
15440 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code724/878
CityGibbon Glade
City Alias NameGIBBON GLADE
CountyFayette
County FIPS051
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses5
Number Of Employees32
Business First Quarter Payroll136
Business Annual Payroll640
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District14
Congressional LandArea209.29
Delivery Residential115
Delivery Business2
Delivery Total135
Preferred Last Line KeyX18589
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX18589
Land Area19.161000
Water Area0.000000
City Alias Code
City Mixed CaseGibbon Glade
City Alias Mixed CaseGibbon Glade
Box Count16
SFDU115
MFDU0
State ANSI42
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number413068
Unique ZIP Name
SSA State County Code39330
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseFayette

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]