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Home Insurance in 15473

Our rates are very competitive for homeowners living in the 15473 zip code. Many homeowners based out of Perryopolis, PA have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our PA licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 15473 should appear in the zip code field ready to go.

15473 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Perryopolis area? The average homeowners premium in 15473 is very low in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 15473, you can expect to pay around $773 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 15473 Today!

Get Home Insurance Quotes in 15473

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Pennsylvania. Start your 15473 home insurance shopping today!

  1. Perryopolis, PA Home Insurance Quotes

15473 Home Insurance Average Premiums

Local 15473 homeowners insurance quotes comparison

$523 /yr.

Shows Zip Code: 15473 lowest rates with discounts applied on average.

For the 15473, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$523 /yr.
Average Coverage:$773 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1073 /yr.

What is the average home insurance cost for a home in 15473?

  • • The average homeowners insurance premium paid annually for a home in 15473 is around $773 per year.

What does it cost on average per month for home insurance in 15473?

  • • Homeowners in 15473 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 15473?

  • • Autoowners in 15473 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Perryopolis area, check out other zip codes nearby 15473.
Review average rates in another zip code:
15473 homeowners insurance rates

Home Replacement Cost Coverage in 15473

Average Building Cost Per Square Foot in 15473: $136

Location: Perryopolis, Pennsylvania (Fayette County)

Average Square Footage in 15473: 1,288 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15473 before you start any project. Perryopolis homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15473 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15473 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,288 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Perryopolis area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,288$175,200
Additional Upgrades & Added Features$1701,288$219,000
Major Home Updates or Advancements$2041,288$262,800

It's important to understand that when you estimate your replacement cost of your home in the 15473 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15473

Best Home & Auto Insurance Agencies in 15473

Bilohlavek, Paul - State Farm Insurance Agent

Address: PA-51 Perryopolis, PA 15473
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/external/8645241/perryopolis_pa/bilohlavek_paul_state_farm_insurance_agent.html
Info:

Bilohlavek- Paul S - State Farm Insurance Agent

Address: Pennsylvania 51 Perryopolis, PA 15473
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Housing Demographics for 15473

Population Review for 15473 Zip Code

For the city of Perryopolis, the population within 15473 has increased to over 3,111 residents in population size. The current population total is 3,736. We have broken down the population based on race below. In 15473, there are over 1905 in male population and 1831 females.

PopulationValues
Total Population3,736
White Population3537
Black Population34
Hispanic Population30
Asian Population24
Hawaiian Population2
Indian Population3
Other Population12
Male Population1905
Female Population1831
Population Estimate3111

Household Data for 15473

The average number of homes in 15473 is around 1,596, there are an average of 2.31 per household. The average house value according to local real estate values is around $175,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,596
Persons Per Household2.31
Average House Value$175,200
Income Per Household$66203
Median Age49.8
Median Age Male49.7
Median Age Female50.0
15473 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code724
CityPerryopolis
City Alias NamePERRYOPOLIS
CountyFayette
County FIPS051
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses80
Number Of Employees451
Business First Quarter Payroll2949
Business Annual Payroll15144
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District14
Congressional LandArea209.29
Delivery Residential1347
Delivery Business39
Delivery Total1880
Preferred Last Line KeyX1A481
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX1A481
Land Area21.858000
Water Area0.133000
City Alias Code
City Mixed CasePerryopolis
City Alias Mixed CasePerryopolis
Box Count427
SFDU1298
MFDU0
State ANSI42
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number416524
Unique ZIP Name
SSA State County Code39330
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseFayette

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]