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15474 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 15474? Our rates are very competitive for homeowners living in Point Marion, PA. Many homeowners based out of your 15474 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 15474 should appear in the zip code field ready to go. For Point Marion, PA Home Insurance Rate Quotes click to review the best rates and service online!

15474 Average Premium is Rated: Very Low!

Homeowners living in 15474 can easily save up to 40% off the average home insurance premium of $703 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Point Marion that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 15474 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 15474!

15474 Home Insurance Average Premiums

Local 15474 homeowners insurance quotes comparison

$453 /yr.

Shows Zip Code: 15474 lowest rates with discounts applied on average.

For the 15474, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$453 /yr.
Average Coverage:$703 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1003 /yr.

What is the average home insurance cost for a home in 15474?

  • • The average homeowners insurance premium paid annually for a home in 15474 is around $703 per year.

What does it cost on average per month for home insurance in 15474?

  • • Homeowners in 15474 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 15474?

  • • Autoowners in 15474 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Point Marion area, check out other zip codes nearby 15474.
Review average rates in another zip code:
15474 homeowners insurance rates

Home Replacement Cost Coverage in 15474

Average Building Cost Per Square Foot in 15474: $136

Location: Point Marion, Pennsylvania (Fayette County)

Average Square Footage in 15474: 625 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15474 before you start any project. Point Marion homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15474 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15474 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 625 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Point Marion area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136625$85,000
Additional Upgrades & Added Features$170625$106,250
Major Home Updates or Advancements$204625$127,500

It's important to understand that when you estimate your replacement cost of your home in the 15474 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15474

Best Home & Auto Insurance Agencies in 15474

Housing Demographics for 15474

Population Review for 15474 Zip Code

For the city of Point Marion, the population within 15474 has increased to over 2,046 residents in population size. The current population total is 2,096. We have broken down the population based on race below. In 15474, there are over 1024 in male population and 1072 females.

PopulationValues
Total Population2,096
White Population1929
Black Population18
Hispanic Population33
Asian Population0
Hawaiian Population0
Indian Population0
Other Population5
Male Population1024
Female Population1072
Population Estimate2046

Household Data for 15474

The average number of homes in 15474 is around 859, there are an average of 2.41 per household. The average house value according to local real estate values is around $85,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode859
Persons Per Household2.41
Average House Value$85,000
Income Per Household$59432
Median Age43.4
Median Age Male42.1
Median Age Female45.1
15474 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code724
CityPoint Marion
City Alias NamePOINT MARION
CountyFayette
County FIPS051
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses22
Number Of Employees46
Business First Quarter Payroll280
Business Annual Payroll1323
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District14
Congressional LandArea209.29
Delivery Residential849
Delivery Business42
Delivery Total1022
Preferred Last Line KeyX1A601
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX1A601
Land Area8.003000
Water Area0.572000
City Alias Code
City Mixed CasePoint Marion
City Alias Mixed CasePoint Marion
Box Count67
SFDU809
MFDU34
State ANSI42
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number416696
Unique ZIP Name
SSA State County Code39330
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseFayette

Pennsylvania Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]