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15502, PA Homeowners Insurance Rates

With a population size of 302 and with 174 occupied homes in the 15502 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Hidden Valley, PA are around $765 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Hidden Valley, Pennsylvania. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Pennsylvania home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Hidden Valley, PA.

For Pennsylvania home insurance information, including average Hidden Valley home insurance rates, coverage options or the different homeowners insurance types, please select Hidden Valley, PA Home Insurance Quotes Now!

15502 Home Insurance Average Premiums

Local 15502 homeowners insurance quotes comparison

$515 /yr.

Shows Zip Code: 15502 lowest rates with discounts applied on average.

For the 15502, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$515 /yr.
Average Coverage:$765 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1065 /yr.

What is the average home insurance cost for a home in 15502?

  • • The average homeowners insurance premium paid annually for a home in 15502 is around $765 per year.

What does it cost on average per month for home insurance in 15502?

  • • Homeowners in 15502 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 15502?

  • • Autoowners in 15502 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hidden Valley area, check out other zip codes nearby 15502.
Review average rates in another zip code:
15502 homeowners insurance rates

Home Replacement Cost Coverage in 15502

Average Building Cost Per Square Foot in 15502: $136

Location: Hidden Valley, Pennsylvania (Somerset County)

Average Square Footage in 15502: 2,040 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15502 before you start any project. Hidden Valley homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15502 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15502 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,040 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hidden Valley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1362,040$277,500
Additional Upgrades & Added Features$1702,040$346,875
Major Home Updates or Advancements$2042,040$416,250

It's important to understand that when you estimate your replacement cost of your home in the 15502 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15502

Best Home & Auto Insurance Agencies in 15502

Housing Demographics for 15502

Population Review for 15502 Zip Code

For the city of Hidden Valley, the population within 15502 has increased to over 335 residents in population size. The current population total is 302. We have broken down the population based on race below. In 15502, there are over 159 in male population and 143 females.

PopulationValues
Total Population302
White Population293
Black Population0
Hispanic Population1
Asian Population0
Hawaiian Population0
Indian Population0
Other Population6
Male Population159
Female Population143
Population Estimate335

Household Data for 15502

The average number of homes in 15502 is around 174, there are an average of 1.74 per household. The average house value according to local real estate values is around $277,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode174
Persons Per Household1.74
Average House Value$277,500
Income Per Household$55556
Median Age60.0
Median Age Male59.4
Median Age Female61.3
15502 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias Abbreviation
Area Code814/582
CityHidden Valley
City Alias NameHIDDEN VALLEY
CountySomerset
County FIPS111
State FIPS42
Time Zone5
Day Light SavingY
MSA3680
PMSA
CSA306
CBSA43740
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSomerset, PA
MSA_NameJohnstown, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses10
Number Of Employees194
Business First Quarter Payroll725
Business Annual Payroll1987
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population77742
CBSA Division Population0
Congressional District14
Congressional LandArea209.29
Delivery Residential193
Delivery Business3
Delivery Total1199
Preferred Last Line KeyX18891
Classification CodeP
Multi-County
CSA NameJohnstown-Somerset, PA
CBSA_DIV_Name
City State KeyX18891
Land Area4.417000
Water Area0.009000
City Alias Code
City Mixed CaseHidden Valley
City Alias Mixed CaseHidden Valley
Box Count185
SFDU0
MFDU193
State ANSI42
County ANSI111
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number417904
Unique ZIP Name
SSA State County Code39680
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseSomerset

Pennsylvania Homeowners Insurance News & Information

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