Get multiple home insurance quotes in 15530. Our licensed 15530, PA agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 15530

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 15530, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Berlin, PA from a list of top tier nationwide insurers.

Our Pennsylvania licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 15530 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 15530

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Berlin, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

15530 Ratings: very low!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Berlin we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 15530, homeowners are seeing rates around 712 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 15530!

15530 Home Insurance Average Premiums

Local 15530 homeowners insurance quotes comparison

$462 /yr.

Shows Zip Code: 15530 lowest rates with discounts applied on average.

For the 15530, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$462 /yr.
Average Coverage:$712 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1012 /yr.

What is the average home insurance cost for a home in 15530?

  • • The average homeowners insurance premium paid annually for a home in 15530 is around $712 per year.

What does it cost on average per month for home insurance in 15530?

  • • Homeowners in 15530 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 15530?

  • • Autoowners in 15530 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Berlin area, check out other zip codes nearby 15530.
Review average rates in another zip code:
15530 homeowners insurance rates

Home Replacement Cost Coverage in 15530

Average Building Cost Per Square Foot in 15530: $136

Location: Berlin, Pennsylvania (Somerset County)

Average Square Footage in 15530: 949 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15530 before you start any project. Berlin homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15530 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15530 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 949 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Berlin area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136949$129,100
Additional Upgrades & Added Features$170949$161,375
Major Home Updates or Advancements$204949$193,650

It's important to understand that when you estimate your replacement cost of your home in the 15530 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15530

Best Home & Auto Insurance Agencies in 15530

Donner-Farber & Associates Inc - Nationwide Insurance

Address: 723 South St Berlin, PA 15530
Phone:
Website: http://www.nationwide.com/agent/Berlin-PENNSYLVANIA-insurance-agent/donner-farber/office.html
Info:

Housing Demographics for 15530

Population Review for 15530 Zip Code

For the city of Berlin, the population within 15530 has increased to over 4,927 residents in population size. The current population total is 5,090. We have broken down the population based on race below. In 15530, there are over 2503 in male population and 2587 females.

PopulationValues
Total Population5,090
White Population4943
Black Population13
Hispanic Population54
Asian Population11
Hawaiian Population0
Indian Population3
Other Population20
Male Population2503
Female Population2587
Population Estimate4927

Household Data for 15530

The average number of homes in 15530 is around 2,097, there are an average of 2.36 per household. The average house value according to local real estate values is around $129,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,097
Persons Per Household2.36
Average House Value$129,100
Income Per Household$57721
Median Age47.1
Median Age Male45.9
Median Age Female48.2
15530 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code582/814
CityBerlin
City Alias NameBERLIN
CountySomerset
County FIPS111
State FIPS42
Time Zone5
Day Light SavingY
MSA3680
PMSA
CSA306
CBSA43740
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSomerset, PA
MSA_NameJohnstown, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses83
Number Of Employees711
Business First Quarter Payroll6975
Business Annual Payroll31340
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population77742
CBSA Division Population0
Congressional District13|14
Congressional LandArea155.18|209.29
Delivery Residential2088
Delivery Business84
Delivery Total2453
Preferred Last Line KeyX17184
Classification Code
Multi-County
CSA NameJohnstown-Somerset, PA
CBSA_DIV_Name
City State KeyX17184
Land Area86.801000
Water Area0.033000
City Alias Code
City Mixed CaseBerlin
City Alias Mixed CaseBerlin
Box Count63
SFDU1912
MFDU65
State ANSI42
County ANSI111
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number410596
Unique ZIP Name
SSA State County Code39680
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseSomerset

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]