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15540 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 15540? Our rates are very competitive for homeowners living in Fort Hill, PA. Many homeowners based out of your 15540 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 15540 should appear in the zip code field ready to go. For Fort Hill, PA Home Insurance Rate Quotes click to review the best rates and service online!

15540 Average Premium is Rated: Very Low!

Homeowners living in 15540 can easily save up to 40% off the average home insurance premium of $714 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Fort Hill that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 15540 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 15540!

15540 Home Insurance Average Premiums

Local 15540 homeowners insurance quotes comparison

$464 /yr.

Shows Zip Code: 15540 lowest rates with discounts applied on average.

For the 15540, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$464 /yr.
Average Coverage:$714 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1014 /yr.

What is the average home insurance cost for a home in 15540?

  • • The average homeowners insurance premium paid annually for a home in 15540 is around $714 per year.

What does it cost on average per month for home insurance in 15540?

  • • Homeowners in 15540 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 15540?

  • • Autoowners in 15540 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fort Hill area, check out other zip codes nearby 15540.
Review average rates in another zip code:
15540 homeowners insurance rates

Home Replacement Cost Coverage in 15540

Average Building Cost Per Square Foot in 15540: $136

Location: Fort Hill, Pennsylvania (Somerset County)

Average Square Footage in 15540: 1,057 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15540 before you start any project. Fort Hill homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15540 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15540 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,057 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Hill area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,057$143,800
Additional Upgrades & Added Features$1701,057$179,750
Major Home Updates or Advancements$2041,057$215,700

It's important to understand that when you estimate your replacement cost of your home in the 15540 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15540

Best Home & Auto Insurance Agencies in 15540

Housing Demographics for 15540

Population Review for 15540 Zip Code

For the city of Fort Hill, the population within 15540 has increased to over 314 residents in population size. The current population total is 403. We have broken down the population based on race below. In 15540, there are over 211 in male population and 192 females.

PopulationValues
Total Population403
White Population386
Black Population0
Hispanic Population5
Asian Population0
Hawaiian Population0
Indian Population0
Other Population3
Male Population211
Female Population192
Population Estimate314

Household Data for 15540

The average number of homes in 15540 is around 194, there are an average of 2.08 per household. The average house value according to local real estate values is around $143,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode194
Persons Per Household2.08
Average House Value$143,800
Income Per Household$61133
Median Age50.6
Median Age Male52.5
Median Age Female49.8
15540 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code814
CityFort Hill
City Alias NameFORT HILL
CountySomerset
County FIPS111
State FIPS42
Time Zone5
Day Light SavingY
MSA3680
PMSA
CSA306
CBSA43740
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSomerset, PA
MSA_NameJohnstown, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees37
Business First Quarter Payroll356
Business Annual Payroll2780
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population77742
CBSA Division Population0
Congressional District14
Congressional LandArea209.29
Delivery Residential151
Delivery Business4
Delivery Total185
Preferred Last Line KeyX18455
Classification Code
Multi-County
CSA NameJohnstown-Somerset, PA
CBSA_DIV_Name
City State KeyX18455
Land Area42.995000
Water Area0.597000
City Alias Code
City Mixed CaseFort Hill
City Alias Mixed CaseFort Hill
Box Count0
SFDU151
MFDU0
State ANSI42
County ANSI111
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number412848
Unique ZIP Name
SSA State County Code39680
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseSomerset

Pennsylvania Homeowners Insurance News & Information

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