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15551 Homeowners Insurance Quotes & Rates

Markleton residents living within the 311 homes available in the zip code of 15551 are shopping online to compare cheaper and more affordable Markleton, PA home insurance rates. In the great city of Markleton, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Pennsylvania is around $724 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 15551 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 15551 home insurance rates today! Please give us a call now at 1-855-976-2656. For Markleton, PA Homeowners Insurance Quotes, Click to easily get started!

15551 Home Insurance Average Premiums

Local 15551 homeowners insurance quotes comparison

$474 /yr.

Shows Zip Code: 15551 lowest rates with discounts applied on average.

For the 15551, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$474 /yr.
Average Coverage:$724 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1024 /yr.

What is the average home insurance cost for a home in 15551?

  • • The average homeowners insurance premium paid annually for a home in 15551 is around $724 per year.

What does it cost on average per month for home insurance in 15551?

  • • Homeowners in 15551 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 15551?

  • • Autoowners in 15551 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Markleton area, check out other zip codes nearby 15551.
Review average rates in another zip code:
15551 homeowners insurance rates

Home Replacement Cost Coverage in 15551

Average Building Cost Per Square Foot in 15551: $136

Location: Markleton, Pennsylvania (Somerset County)

Average Square Footage in 15551: 877 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15551 before you start any project. Markleton homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15551 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15551 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 877 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Markleton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136877$119,300
Additional Upgrades & Added Features$170877$149,125
Major Home Updates or Advancements$204877$178,950

It's important to understand that when you estimate your replacement cost of your home in the 15551 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15551

Best Home & Auto Insurance Agencies in 15551

Housing Demographics for 15551

Population Review for 15551 Zip Code

For the city of Markleton, the population within 15551 has increased to over 733 residents in population size. The current population total is 674. We have broken down the population based on race below. In 15551, there are over 338 in male population and 336 females.

PopulationValues
Total Population674
White Population658
Black Population2
Hispanic Population1
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population338
Female Population336
Population Estimate733

Household Data for 15551

The average number of homes in 15551 is around 311, there are an average of 2.17 per household. The average house value according to local real estate values is around $119,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode311
Persons Per Household2.17
Average House Value$119,300
Income Per Household$62143
Median Age49.0
Median Age Male48.5
Median Age Female49.3
15551 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code814
CityMarkleton
City Alias NameMARKLETON
CountySomerset
County FIPS111
State FIPS42
Time Zone5
Day Light SavingY
MSA3680
PMSA
CSA306
CBSA43740
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSomerset, PA
MSA_NameJohnstown, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees28
Business First Quarter Payroll213
Business Annual Payroll1036
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population77742
CBSA Division Population0
Congressional District14
Congressional LandArea209.29
Delivery Residential338
Delivery Business10
Delivery Total367
Preferred Last Line KeyX19627
Classification Code
Multi-County
CSA NameJohnstown-Somerset, PA
CBSA_DIV_Name
City State KeyX19627
Land Area24.724000
Water Area0.003000
City Alias Code
City Mixed CaseMarkleton
City Alias Mixed CaseMarkleton
Box Count19
SFDU338
MFDU0
State ANSI42
County ANSI111
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number415140
Unique ZIP Name
SSA State County Code39680
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseSomerset

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]