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15554 Home Insurance Rates & Premiums

Did you know there are over 2,498 people living within the 15554 zip code area? There are over 1,044 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 15554.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Pennsylvania are on the rise. The estimated average premium is around $716 a year for a standard homeowners insurance policy in New Paris. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: New Paris, PA Homeowners Insurance Quotes Online

15554 Home Insurance Average Premiums

Local 15554 homeowners insurance quotes comparison

$466 /yr.

Shows Zip Code: 15554 lowest rates with discounts applied on average.

For the 15554, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$466 /yr.
Average Coverage:$716 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1016 /yr.

What is the average home insurance cost for a home in 15554?

  • • The average homeowners insurance premium paid annually for a home in 15554 is around $716 per year.

What does it cost on average per month for home insurance in 15554?

  • • Homeowners in 15554 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 15554?

  • • Autoowners in 15554 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New Paris area, check out other zip codes nearby 15554.
Review average rates in another zip code:
15554 homeowners insurance rates

Home Replacement Cost Coverage in 15554

Average Building Cost Per Square Foot in 15554: $136

Location: New Paris, Pennsylvania (Bedford County)

Average Square Footage in 15554: 1,060 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15554 before you start any project. New Paris homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15554 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15554 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,060 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Paris area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,060$144,200
Additional Upgrades & Added Features$1701,060$180,250
Major Home Updates or Advancements$2041,060$216,300

It's important to understand that when you estimate your replacement cost of your home in the 15554 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15554

Best Home & Auto Insurance Agencies in 15554

Housing Demographics for 15554

Population Review for 15554 Zip Code

For the city of New Paris, the population within 15554 has increased to over 2,413 residents in population size. The current population total is 2,498. We have broken down the population based on race below. In 15554, there are over 1292 in male population and 1206 females.

PopulationValues
Total Population2,498
White Population2385
Black Population12
Hispanic Population34
Asian Population10
Hawaiian Population0
Indian Population5
Other Population17
Male Population1292
Female Population1206
Population Estimate2413

Household Data for 15554

The average number of homes in 15554 is around 1,044, there are an average of 2.38 per household. The average house value according to local real estate values is around $144,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,044
Persons Per Household2.38
Average House Value$144,200
Income Per Household$47417
Median Age45.8
Median Age Male46.0
Median Age Female45.5
15554 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code814
CityNew Paris
City Alias NameNEW PARIS
CountyBedford
County FIPS009
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses25
Number Of Employees161
Business First Quarter Payroll989
Business Annual Payroll4760
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District13
Congressional LandArea155.18
Delivery Residential1014
Delivery Business21
Delivery Total1068
Preferred Last Line KeyX1A147
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX1A147
Land Area34.676000
Water Area0.119000
City Alias Code
City Mixed CaseNew Paris
City Alias Mixed CaseNew Paris
Box Count23
SFDU915
MFDU0
State ANSI42
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number415984
Unique ZIP Name
SSA State County Code39100
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseBedford

Pennsylvania Homeowners Insurance News & Information

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]