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Compare 15557 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Rockwood just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,528 neighbors looking to save on their home insurance policy in the local 15557 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 15557. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Pennsylvania rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Rockwood, PA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Rockwood, PA

15557 Home Insurance Average Premiums

Local 15557 homeowners insurance quotes comparison

$482 /yr.

Shows Zip Code: 15557 lowest rates with discounts applied on average.

For the 15557, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$482 /yr.
Average Coverage:$732 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1032 /yr.

What is the average home insurance cost for a home in 15557?

  • • The average homeowners insurance premium paid annually for a home in 15557 is around $732 per year.

What does it cost on average per month for home insurance in 15557?

  • • Homeowners in 15557 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 15557?

  • • Autoowners in 15557 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rockwood area, check out other zip codes nearby 15557.
Review average rates in another zip code:
15557 homeowners insurance rates

Home Replacement Cost Coverage in 15557

Average Building Cost Per Square Foot in 15557: $136

Location: Rockwood, Pennsylvania (Somerset County)

Average Square Footage in 15557: 813 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15557 before you start any project. Rockwood homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15557 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15557 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 813 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rockwood area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136813$110,600
Additional Upgrades & Added Features$170813$138,250
Major Home Updates or Advancements$204813$165,900

It's important to understand that when you estimate your replacement cost of your home in the 15557 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15557

Best Home & Auto Insurance Agencies in 15557

Jason E Sechler Agency - Nationwide Insurance

Address: 145 Bridge St Rockwood, PA 15557
Phone:
Website: http://www.nationwide.com/agent/Rockwood-PENNSYLVANIA-insurance-agent/jasonsechleragency/office.html
Info:

Housing Demographics for 15557

Population Review for 15557 Zip Code

For the city of Rockwood, the population within 15557 has increased to over 3,893 residents in population size. The current population total is 3,657. We have broken down the population based on race below. In 15557, there are over 1876 in male population and 1781 females.

PopulationValues
Total Population3,657
White Population3527
Black Population17
Hispanic Population19
Asian Population6
Hawaiian Population3
Indian Population5
Other Population8
Male Population1876
Female Population1781
Population Estimate3893

Household Data for 15557

The average number of homes in 15557 is around 1,528, there are an average of 2.38 per household. The average house value according to local real estate values is around $110,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,528
Persons Per Household2.38
Average House Value$110,600
Income Per Household$49948
Median Age45.8
Median Age Male45.0
Median Age Female46.9
15557 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code814
CityRockwood
City Alias NameROCKWOOD
CountySomerset
County FIPS111
State FIPS42
Time Zone5
Day Light SavingY
MSA3680
PMSA
CSA306
CBSA43740
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSomerset, PA
MSA_NameJohnstown, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses65
Number Of Employees589
Business First Quarter Payroll7398
Business Annual Payroll29866
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population77742
CBSA Division Population0
Congressional District14
Congressional LandArea209.29
Delivery Residential1636
Delivery Business93
Delivery Total1787
Preferred Last Line KeyX1A807
Classification Code
Multi-County
CSA NameJohnstown-Somerset, PA
CBSA_DIV_Name
City State KeyX1A807
Land Area89.791000
Water Area0.065000
City Alias Code
City Mixed CaseRockwood
City Alias Mixed CaseRockwood
Box Count33
SFDU1600
MFDU36
State ANSI42
County ANSI111
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number417164
Unique ZIP Name
SSA State County Code39680
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseSomerset

Pennsylvania Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]