Get multiple home insurance quotes in 15632. Our licensed 15632, PA agents are ready to serve you.

15632 Home Insurance Rates & Premiums

Did you know there are over 9,662 people living within the 15632 zip code area? There are over 4,041 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 15632.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Pennsylvania are on the rise. The estimated average premium is around $757 a year for a standard homeowners insurance policy in Export. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Export, PA Homeowners Insurance Quotes Online

15632 Home Insurance Average Premiums

Local 15632 homeowners insurance quotes comparison

$507 /yr.

Shows Zip Code: 15632 lowest rates with discounts applied on average.

For the 15632, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$507 /yr.
Average Coverage:$757 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1057 /yr.

What is the average home insurance cost for a home in 15632?

  • • The average homeowners insurance premium paid annually for a home in 15632 is around $757 per year.

What does it cost on average per month for home insurance in 15632?

  • • Homeowners in 15632 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 15632?

  • • Autoowners in 15632 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Export area, check out other zip codes nearby 15632.
Review average rates in another zip code:
15632 homeowners insurance rates

Home Replacement Cost Coverage in 15632

Average Building Cost Per Square Foot in 15632: $136

Location: Export, Pennsylvania (Westmoreland County)

Average Square Footage in 15632: 1,682 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15632 before you start any project. Export homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15632 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15632 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,682 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Export area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,682$228,800
Additional Upgrades & Added Features$1701,682$286,000
Major Home Updates or Advancements$2041,682$343,200

It's important to understand that when you estimate your replacement cost of your home in the 15632 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15632

Best Home & Auto Insurance Agencies in 15632

Allstate Insurance Companies

Address: 918 Presque Isle Drive Export, PA 15632
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Sotak, Chris - Sotak Insurance

Address: 5618 William Penn Hwy Export, PA 15632
Phone:
Website: http://www.sotakinsurance.com/
Info:

Housing Demographics for 15632

Population Review for 15632 Zip Code

For the city of Export, the population within 15632 has increased to over 9,772 residents in population size. The current population total is 9,662. We have broken down the population based on race below. In 15632, there are over 4827 in male population and 4835 females.

PopulationValues
Total Population9,662
White Population8750
Black Population133
Hispanic Population150
Asian Population337
Hawaiian Population1
Indian Population12
Other Population37
Male Population4827
Female Population4835
Population Estimate9772

Household Data for 15632

The average number of homes in 15632 is around 4,041, there are an average of 2.39 per household. The average house value according to local real estate values is around $228,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,041
Persons Per Household2.39
Average House Value$228,800
Income Per Household$84589
Median Age47.9
Median Age Male45.2
Median Age Female49.4
15632 DetailsValues
StatePA
State Full NamePennsylvania
City TypeN
City Alias Abbreviation
Area Code724/878
CityExport
City Alias NameEXPORT
CountyWestmoreland
County FIPS129
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses268
Number Of Employees4119
Business First Quarter Payroll48514
Business Annual Payroll215815
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District12|14
Congressional LandArea2163.03|209.29
Delivery Residential4089
Delivery Business234
Delivery Total4298
Preferred Last Line Key020108
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State Key020108
Land Area29.766000
Water Area0.693000
City Alias Code
City Mixed CaseExport
City Alias Mixed CaseExport
Box Count9
SFDU3499
MFDU0
State ANSI42
County ANSI129
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number415744
Unique ZIP Name
SSA State County Code39770
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestmoreland

Pennsylvania Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]