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15633 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 15633? There are over 218 occupied homes in the 15633 area. With a population size of 504, it's not uncommon for residence of Forbes Road, PA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Pennsylvania is around $724 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 15633 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Forbes Road, PA Home Insurance Rate Quotes

15633 Home Insurance Average Premiums

Local 15633 homeowners insurance quotes comparison

$474 /yr.

Shows Zip Code: 15633 lowest rates with discounts applied on average.

For the 15633, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$474 /yr.
Average Coverage:$724 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1024 /yr.

What is the average home insurance cost for a home in 15633?

  • • The average homeowners insurance premium paid annually for a home in 15633 is around $724 per year.

What does it cost on average per month for home insurance in 15633?

  • • Homeowners in 15633 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 15633?

  • • Autoowners in 15633 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Forbes Road area, check out other zip codes nearby 15633.
Review average rates in another zip code:
15633 homeowners insurance rates

Home Replacement Cost Coverage in 15633

Average Building Cost Per Square Foot in 15633: $136

Location: Forbes Road, Pennsylvania (Westmoreland County)

Average Square Footage in 15633: 1,379 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15633 before you start any project. Forbes Road homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15633 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15633 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,379 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Forbes Road area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,379$187,500
Additional Upgrades & Added Features$1701,379$234,375
Major Home Updates or Advancements$2041,379$281,250

It's important to understand that when you estimate your replacement cost of your home in the 15633 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15633

Best Home & Auto Insurance Agencies in 15633

Housing Demographics for 15633

Population Review for 15633 Zip Code

For the city of Forbes Road, the population within 15633 has increased to over 0 residents in population size. The current population total is 504. We have broken down the population based on race below. In 15633, there are over 228 in male population and 276 females.

PopulationValues
Total Population504
White Population480
Black Population3
Hispanic Population11
Asian Population6
Hawaiian Population0
Indian Population0
Other Population2
Male Population228
Female Population276
Population Estimate0

Household Data for 15633

The average number of homes in 15633 is around 218, there are an average of 2.31 per household. The average house value according to local real estate values is around $187,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode218
Persons Per Household2.31
Average House Value$187,500
Income Per Household$0
Median Age55.7
Median Age Male55.5
Median Age Female56.0
15633 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias Abbreviation
Area Code724/878/412
CityForbes Road
City Alias NameFORBES ROAD
CountyWestmoreland
County FIPS129
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees77
Business First Quarter Payroll954
Business Annual Payroll3977
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District14
Congressional LandArea209.29
Delivery Residential0
Delivery Business0
Delivery Total738
Preferred Last Line KeyX18433
Classification CodeP
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX18433
Land Area2.825000
Water Area0.000000
City Alias Code
City Mixed CaseForbes Road
City Alias Mixed CaseForbes Road
Box Count132
SFDU0
MFDU0
State ANSI42
County ANSI129
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number412812
Unique ZIP Name
SSA State County Code39770
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestmoreland

Pennsylvania Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]