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Compare 15634 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Grapeville just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 229 neighbors looking to save on their home insurance policy in the local 15634 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 15634. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Pennsylvania rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Grapeville, PA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Grapeville, PA

15634 Home Insurance Average Premiums

Local 15634 homeowners insurance quotes comparison

$478 /yr.

Shows Zip Code: 15634 lowest rates with discounts applied on average.

For the 15634, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$478 /yr.
Average Coverage:$728 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1028 /yr.

What is the average home insurance cost for a home in 15634?

  • • The average homeowners insurance premium paid annually for a home in 15634 is around $728 per year.

What does it cost on average per month for home insurance in 15634?

  • • Homeowners in 15634 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 15634?

  • • Autoowners in 15634 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Grapeville area, check out other zip codes nearby 15634.
Review average rates in another zip code:
15634 homeowners insurance rates

Home Replacement Cost Coverage in 15634

Average Building Cost Per Square Foot in 15634: $136

Location: Grapeville, Pennsylvania (Westmoreland County)

Average Square Footage in 15634: 607 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15634 before you start any project. Grapeville homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15634 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15634 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 607 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Grapeville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136607$82,500
Additional Upgrades & Added Features$170607$103,125
Major Home Updates or Advancements$204607$123,750

It's important to understand that when you estimate your replacement cost of your home in the 15634 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15634

Best Home & Auto Insurance Agencies in 15634

Housing Demographics for 15634

Population Review for 15634 Zip Code

For the city of Grapeville, the population within 15634 has increased to over 529 residents in population size. The current population total is 499. We have broken down the population based on race below. In 15634, there are over 232 in male population and 267 females.

PopulationValues
Total Population499
White Population443
Black Population9
Hispanic Population8
Asian Population4
Hawaiian Population0
Indian Population0
Other Population5
Male Population232
Female Population267
Population Estimate529

Household Data for 15634

The average number of homes in 15634 is around 229, there are an average of 2.18 per household. The average house value according to local real estate values is around $82,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode229
Persons Per Household2.18
Average House Value$82,500
Income Per Household$40147
Median Age44.0
Median Age Male40.2
Median Age Female47.8
15634 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code724/412
CityGrapeville
City Alias NameGRAPEVILLE
CountyWestmoreland
County FIPS129
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees17
Business First Quarter Payroll97
Business Annual Payroll391
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District14
Congressional LandArea209.29
Delivery Residential243
Delivery Business2
Delivery Total288
Preferred Last Line KeyX18679
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX18679
Land Area0.127000
Water Area0.000000
City Alias Code
City Mixed CaseGrapeville
City Alias Mixed CaseGrapeville
Box Count36
SFDU243
MFDU0
State ANSI42
County ANSI129
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number413272
Unique ZIP Name
SSA State County Code39770
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestmoreland

Pennsylvania Homeowners Insurance News & Information

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