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15660 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 15660 zip code it's important to know that our rates are very competitive for homeowners living in Lowber, PA. Many homeowners based out of your 15660 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 15660 should appear in the zip code field ready to go. For Lowber, PA Homeowners Insurance Quotes nearby, we offer the best rates and service.

15660: Average Home Insurance Rates

For homeowners living in the great city of Lowber, the average homeowners policy is considered very low in comparison to other states. Pennsylvania premiums are estimated to be around $727 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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15660 Home Insurance Average Premiums

Local 15660 homeowners insurance quotes comparison

$477 /yr.

Shows Zip Code: 15660 lowest rates with discounts applied on average.

For the 15660, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$477 /yr.
Average Coverage:$727 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1027 /yr.

What is the average home insurance cost for a home in 15660?

  • • The average homeowners insurance premium paid annually for a home in 15660 is around $727 per year.

What does it cost on average per month for home insurance in 15660?

  • • Homeowners in 15660 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 15660?

  • • Autoowners in 15660 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lowber area, check out other zip codes nearby 15660.
Review average rates in another zip code:
15660 homeowners insurance rates

Home Replacement Cost Coverage in 15660

Average Building Cost Per Square Foot in 15660: $136

Location: Lowber, Pennsylvania (Westmoreland County)

Average Square Footage in 15660: 693 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15660 before you start any project. Lowber homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15660 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15660 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 693 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lowber area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136693$94,200
Additional Upgrades & Added Features$170693$117,750
Major Home Updates or Advancements$204693$141,300

It's important to understand that when you estimate your replacement cost of your home in the 15660 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15660

Best Home & Auto Insurance Agencies in 15660

Housing Demographics for 15660

Population Review for 15660 Zip Code

For the city of Lowber, the population within 15660 has increased to over 291 residents in population size. The current population total is 230. We have broken down the population based on race below. In 15660, there are over 122 in male population and 108 females.

PopulationValues
Total Population230
White Population210
Black Population2
Hispanic Population0
Asian Population1
Hawaiian Population0
Indian Population0
Other Population3
Male Population122
Female Population108
Population Estimate291

Household Data for 15660

The average number of homes in 15660 is around 90, there are an average of 2.56 per household. The average house value according to local real estate values is around $94,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode90
Persons Per Household2.56
Average House Value$94,200
Income Per Household$56667
Median Age53.2
Median Age Male53.5
Median Age Female53.2
15660 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias Abbreviation
Area Code724/878
CityLowber
City Alias NameLOWBER
CountyWestmoreland
County FIPS129
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District12
Congressional LandArea2163.03
Delivery Residential114
Delivery Business3
Delivery Total174
Preferred Last Line Key018800
Classification CodeP
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State Key018800
Land Area0.260000
Water Area0.000000
City Alias Code
City Mixed CaseLowber
City Alias Mixed CaseLowber
Box Count0
SFDU114
MFDU0
State ANSI42
County ANSI129
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number413956
Unique ZIP Name
SSA State County Code39770
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestmoreland

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]