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Homeowners Insurance in 15666

For homeowners living in 15666, you want more affordable home insurance rates in Mount Pleasant, right? Our rates are very competitive for homeowners living in the great city of Mount Pleasant, PA. Many homeowners living in the 15666 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 15666 should appear in the zip code field ready to go. Comparing Mount Pleasant, PA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

15666 Home Insurance Costs Are Considered: Very Low!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Mount Pleasant pay around $743 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Pennsylvania home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 15666 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Mount Pleasant homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Pennsylvania home insurance premium today!

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15666 Home Insurance Average Premiums

Local 15666 homeowners insurance quotes comparison

$493 /yr.

Shows Zip Code: 15666 lowest rates with discounts applied on average.

For the 15666, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$493 /yr.
Average Coverage:$743 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1043 /yr.

What is the average home insurance cost for a home in 15666?

  • • The average homeowners insurance premium paid annually for a home in 15666 is around $743 per year.

What does it cost on average per month for home insurance in 15666?

  • • Homeowners in 15666 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 15666?

  • • Autoowners in 15666 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mount Pleasant area, check out other zip codes nearby 15666.
Review average rates in another zip code:
15666 homeowners insurance rates

Home Replacement Cost Coverage in 15666

Average Building Cost Per Square Foot in 15666: $136

Location: Mount Pleasant, Pennsylvania (Westmoreland County)

Average Square Footage in 15666: 990 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15666 before you start any project. Mount Pleasant homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15666 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15666 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 990 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mount Pleasant area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136990$134,700
Additional Upgrades & Added Features$170990$168,375
Major Home Updates or Advancements$204990$202,050

It's important to understand that when you estimate your replacement cost of your home in the 15666 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15666

Allstate Insurance - Patricia A. Brown

Address: 337 W Main St Mount Pleasant, PA 15666
Phone: (724)547-8311
Website:

Best Home & Auto Insurance Agencies in 15666

Allstate Insurance - Patricia A. Brown

Address: 337 W Main St Mt Pleasant, PA 15666
Phone:
Website:
Info:

Skaggs, Rosemary - State Farm Insurance Agent

Address: 100 Bessemer Rd Mt Pleasant, PA 15666
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/external/8659003/mount_pleasant_pa/skaggs_rosemary_state_farm_insurance_agent.html
Info:

Stairs Financial Services LLC-Nationwide Insurance

Address: 790 W Main St Mt Pleasant, PA 15666
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/external/668208520/mount_pleasant_pa/stairs_financial_services_llc_nationwide_insurance.html
Info:

Jewel Harry - Allstate Agent

Address: 352 E Main St Mt Pleasant, PA 15666
Phone:
Website: http://www.allstateagencies.com/JEWELHARRY/Welcome/
Info:

Housing Demographics for 15666

Population Review for 15666 Zip Code

For the city of Mount Pleasant, the population within 15666 has increased to over 15,800 residents in population size. The current population total is 15,585. We have broken down the population based on race below. In 15666, there are over 7577 in male population and 8008 females.

PopulationValues
Total Population15,585
White Population14738
Black Population144
Hispanic Population180
Asian Population47
Hawaiian Population0
Indian Population25
Other Population46
Male Population7577
Female Population8008
Population Estimate15800

Household Data for 15666

The average number of homes in 15666 is around 6,925, there are an average of 2.24 per household. The average house value according to local real estate values is around $134,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,925
Persons Per Household2.24
Average House Value$134,700
Income Per Household$55045
Median Age48.4
Median Age Male46.2
Median Age Female50.1
15666 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias AbbreviationMT PLEASANT
Area Code724/878
CityMount Pleasant
City Alias NameMOUNT PLEASANT
CountyWestmoreland
County FIPS129
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses417
Number Of Employees8085
Business First Quarter Payroll96876
Business Annual Payroll400547
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District14
Congressional LandArea209.29
Delivery Residential7054
Delivery Business547
Delivery Total7877
Preferred Last Line KeyX19971
Classification Code
Multi-CountyY
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX19971
Land Area53.337000
Water Area0.191000
City Alias Code
City Mixed CaseMount Pleasant
City Alias Mixed CaseMount Pleasant
Box Count122
SFDU6288
MFDU192
State ANSI42
County ANSI129
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number415688
Unique ZIP Name
SSA State County Code39770
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestmoreland

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]