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15680, PA Home Insurance
In the zip code of 15680, the population size is around 188, which consists of 87 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Salina, PA. A few years ago, a study was done and found that the average home insurance rates for Pennsylvania are around $728 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 15680 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Salina. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!
If you would like to review more information on rates within your area, please click Salina, PA Homeowners Insurance Online Rates Today!
15680 Home Insurance Average Premiums
For the 15680, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $478 /yr. |
Average Coverage: | $728 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1028 /yr. |
What is the average home insurance cost for a home in 15680?
- • The average homeowners insurance premium paid annually for a home in 15680 is around $728 per year.
What does it cost on average per month for home insurance in 15680?
- • Homeowners in 15680 pay a monthly average cost per month around $61.00.
What kind of discount could I get if I combine my home and auto insurance together in 15680?
- • Autoowners in 15680 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Salina area, check out other zip codes nearby 15680.
Review average rates in another zip code:
15680 homeowners insurance rates
Home Replacement Cost Coverage in 15680
Average Building Cost Per Square Foot in 15680: $136
Location: Salina, Pennsylvania (Westmoreland County)Average Square Footage in 15680: 1,213 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 15680 before you start any project. Salina homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15680 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 15680 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,213 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Salina area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $136 | 1,213 | $165,000 |
Additional Upgrades & Added Features | $170 | 1,213 | $206,250 |
Major Home Updates or Advancements | $204 | 1,213 | $247,500 |
It's important to understand that when you estimate your replacement cost of your home in the 15680 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 15680
Best Home & Auto Insurance Agencies in 15680
Housing Demographics for 15680
Population Review for 15680 Zip Code
For the city of Salina, the population within 15680 has increased to over 0 residents in population size. The current population total is 188. We have broken down the population based on race below. In 15680, there are over 83 in male population and 105 females.
Population | Values |
---|---|
Total Population | 188 |
White Population | 181 |
Black Population | 0 |
Hispanic Population | 0 |
Asian Population | 1 |
Hawaiian Population | 0 |
Indian Population | 0 |
Other Population | 0 |
Male Population | 83 |
Female Population | 105 |
Population Estimate | 0 |
Household Data for 15680
The average number of homes in 15680 is around 87, there are an average of 2.16 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 87 |
Persons Per Household | 2.16 |
Average House Value | $165,000 |
Income Per Household | $41080 |
Median Age | 52.4 |
Median Age Male | 38.5 |
Median Age Female | 57.6 |
15680 Details | Values |
---|---|
State | PA |
State Full Name | Pennsylvania |
City Type | Z |
City Alias Abbreviation | |
Area Code | 724/878 |
City | Salina |
City Alias Name | SALINA |
County | Westmoreland |
County FIPS | 129 |
State FIPS | 42 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 6280 |
PMSA | |
CSA | 430 |
CBSA | 38300 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Pittsburgh, PA |
MSA_Name | Pittsburgh, PA MSA |
PMSA_Name | |
Region | Northeast |
Division | Middle Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 0 |
Number Of Employees | 0 |
Business First Quarter Payroll | 0 |
Business Annual Payroll | 0 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 2356285 |
CBSA Division Population | 0 |
Congressional District | 14 |
Congressional LandArea | 209.29 |
Delivery Residential | 0 |
Delivery Business | 0 |
Delivery Total | 288 |
Preferred Last Line Key | X1A911 |
Classification Code | P |
Multi-County | |
CSA Name | Pittsburgh-Weirton-Steubenville, PA-OH-WV |
CBSA_DIV_Name | |
City State Key | X1A911 |
Land Area | 0.138000 |
Water Area | 0.000000 |
City Alias Code | |
City Mixed Case | Salina |
City Alias Mixed Case | Salina |
Box Count | 120 |
SFDU | 0 |
MFDU | 0 |
State ANSI | 42 |
County ANSI | 129 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | N |
Carrier Route Rate Sortation | C |
Finance Number | 417404 |
Unique ZIP Name | |
SSA State County Code | 39770 |
Medicare CBSA Code | 38300 |
Medicare CBSA Name | Pittsburgh, PA |
Medicare CBSA Type | Metro |
Market Rating Area ID | 4 |
County Mixed Case | Westmoreland |
Pennsylvania Homeowners Insurance News & Information
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North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025
The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]
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2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025
While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future. According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]
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Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025
Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]