Get multiple home insurance quotes in 15690. Our licensed 15690, PA agents are ready to serve you.

Quickly Revew Homeowners Insurance in 15690

If you own a home in Vandergrift, PA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 15690 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Pennsylvania licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 15690 and start comparing rates now.

15690 Homeowners Insurance Rates Are Considered: very low!

The average rate for a standard homeowners policy in 15690 is $726 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 15690 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Vandergrift, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

15690 Home Insurance Average Premiums

Local 15690 homeowners insurance quotes comparison

$476 /yr.

Shows Zip Code: 15690 lowest rates with discounts applied on average.

For the 15690, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$476 /yr.
Average Coverage:$726 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1026 /yr.

What is the average home insurance cost for a home in 15690?

  • • The average homeowners insurance premium paid annually for a home in 15690 is around $726 per year.

What does it cost on average per month for home insurance in 15690?

  • • Homeowners in 15690 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 15690?

  • • Autoowners in 15690 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Vandergrift area, check out other zip codes nearby 15690.
Review average rates in another zip code:
15690 homeowners insurance rates

Home Replacement Cost Coverage in 15690

Average Building Cost Per Square Foot in 15690: $136

Location: Vandergrift, Pennsylvania (Westmoreland County)

Average Square Footage in 15690: 692 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15690 before you start any project. Vandergrift homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15690 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15690 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 692 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Vandergrift area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136692$94,100
Additional Upgrades & Added Features$170692$117,625
Major Home Updates or Advancements$204692$141,150

It's important to understand that when you estimate your replacement cost of your home in the 15690 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15690

Best Home & Auto Insurance Agencies in 15690

Allstate Insurance Company - Keith Hansen

Address: 123 Washington Avenue Vandergrift, PA 15690
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/662428420/vandergrift_pa/allstate_insurance_company_keith_hansen.html
Info:

Mary Jo Riddle Ins Agency Inc - State Farm Insurance Agent

Address: 141 Columbia Ave Vandergrift, PA 15690
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/external/8661527/vandergrift_pa/mary_jo_riddle_ins_agcy_inc_state_farm_insurance_agent.html
Info:

Allstate Insurance Companies

Address: 274 Franklin Ave Vandergrift, PA 15690
Phone:
Website:
Info:

Housing Demographics for 15690

Population Review for 15690 Zip Code

For the city of Vandergrift, the population within 15690 has increased to over 8,802 residents in population size. The current population total is 8,754. We have broken down the population based on race below. In 15690, there are over 4276 in male population and 4478 females.

PopulationValues
Total Population8,754
White Population7797
Black Population336
Hispanic Population88
Asian Population24
Hawaiian Population1
Indian Population20
Other Population39
Male Population4276
Female Population4478
Population Estimate8802

Household Data for 15690

The average number of homes in 15690 is around 3,752, there are an average of 2.33 per household. The average house value according to local real estate values is around $94,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,752
Persons Per Household2.33
Average House Value$94,100
Income Per Household$50336
Median Age43.5
Median Age Male41.7
Median Age Female45.3
15690 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code724
CityVandergrift
City Alias NameVANDERGRIFT
CountyWestmoreland
County FIPS129
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses131
Number Of Employees1026
Business First Quarter Payroll8166
Business Annual Payroll36359
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District14|15
Congressional LandArea209.29|1285.03
Delivery Residential3778
Delivery Business215
Delivery Total4095
Preferred Last Line KeyX1B690
Classification Code
Multi-CountyY
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX1B690
Land Area26.340000
Water Area0.279000
City Alias Code
City Mixed CaseVandergrift
City Alias Mixed CaseVandergrift
Box Count68
SFDU3618
MFDU124
State ANSI42
County ANSI129
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number418740
Unique ZIP Name
SSA State County Code39770
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestmoreland

Pennsylvania Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]