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15701 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 15701? Our rates are very competitive for homeowners living in Indiana, PA. Many homeowners based out of your 15701 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 15701 should appear in the zip code field ready to go. For Indiana, PA Home Insurance Rate Quotes click to review the best rates and service online!

15701 Average Premium is Rated: Very Low!

Homeowners living in 15701 can easily save up to 40% off the average home insurance premium of $760 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Indiana that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 15701 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 15701!

15701 Home Insurance Average Premiums

Local 15701 homeowners insurance quotes comparison

$510 /yr.

Shows Zip Code: 15701 lowest rates with discounts applied on average.

For the 15701, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$510 /yr.
Average Coverage:$760 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1060 /yr.

What is the average home insurance cost for a home in 15701?

  • • The average homeowners insurance premium paid annually for a home in 15701 is around $760 per year.

What does it cost on average per month for home insurance in 15701?

  • • Homeowners in 15701 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 15701?

  • • Autoowners in 15701 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Indiana area, check out other zip codes nearby 15701.
Review average rates in another zip code:
15701 homeowners insurance rates

Home Replacement Cost Coverage in 15701

Average Building Cost Per Square Foot in 15701: $136

Location: Indiana, Pennsylvania (Indiana County)

Average Square Footage in 15701: 1,126 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15701 before you start any project. Indiana homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15701 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15701 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,126 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Indiana area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,126$153,200
Additional Upgrades & Added Features$1701,126$191,500
Major Home Updates or Advancements$2041,126$229,800

It's important to understand that when you estimate your replacement cost of your home in the 15701 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15701

Best Home & Auto Insurance Agencies in 15701

Thomas H Sellers - Nationwide Insurance

Address: 436 Cresswell Road Indiana, PA 15701
Phone:
Website: http://www.nationwide.com/agent/Indiana-PENNSYLVANIA-insurance-agent/thomas-sellers/office.html
Info:

Allstate

Address: 2340 Warren Road #201 Indiana, PA 15701
Phone:
Website: http://www.allstateagencies.com/058326/Welcome/
Info:

Kuzneski Agency Inc

Address: PO Box 400 Indiana, PA 15701
Phone:
Website:
Info:

Allstate Insurance Company - F McAfoos

Address: 1497 Philadelphia St Indiana, PA 15701
Phone:
Website: http://www.allstateagencies.com/017819?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Company - Ryan MacKey

Address: 2340 Warren Road Indiana, PA 15701
Phone:
Website: http://www.allstateagencies.com/058326?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 15701

Population Review for 15701 Zip Code

For the city of Indiana, the population within 15701 has increased to over 30,157 residents in population size. The current population total is 30,269. We have broken down the population based on race below. In 15701, there are over 15148 in male population and 15121 females.

PopulationValues
Total Population30,269
White Population26493
Black Population1504
Hispanic Population733
Asian Population635
Hawaiian Population5
Indian Population61
Other Population243
Male Population15148
Female Population15121
Population Estimate30157

Household Data for 15701

The average number of homes in 15701 is around 13,027, there are an average of 2.16 per household. The average house value according to local real estate values is around $153,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,027
Persons Per Household2.16
Average House Value$153,200
Income Per Household$51430
Median Age40.4
Median Age Male38.8
Median Age Female42.5
15701 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code724/412/878
CityIndiana
City Alias NameINDIANA
CountyIndiana
County FIPS063
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA430
CBSA26860
CBSA_DIV
CBSA_TypeMicro
CBSA_NameIndiana, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses935
Number Of Employees13416
Business First Quarter Payroll137556
Business Annual Payroll574449
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population88880
CBSA Division Population0
Congressional District14
Congressional LandArea209.29
Delivery Residential13962
Delivery Business1217
Delivery Total15460
Preferred Last Line KeyX19012
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX19012
Land Area112.217000
Water Area1.824000
City Alias Code
City Mixed CaseIndiana
City Alias Mixed CaseIndiana
Box Count176
SFDU10333
MFDU1362
State ANSI42
County ANSI063
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number413920
Unique ZIP Name
SSA State County Code39390
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseIndiana

Pennsylvania Homeowners Insurance News & Information

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]