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Compare 15724 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Cherry Tree just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 829 neighbors looking to save on their home insurance policy in the local 15724 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 15724. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Pennsylvania rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Cherry Tree, PA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Cherry Tree, PA

15724 Home Insurance Average Premiums

Local 15724 homeowners insurance quotes comparison

$496 /yr.

Shows Zip Code: 15724 lowest rates with discounts applied on average.

For the 15724, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$496 /yr.
Average Coverage:$746 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1046 /yr.

What is the average home insurance cost for a home in 15724?

  • • The average homeowners insurance premium paid annually for a home in 15724 is around $746 per year.

What does it cost on average per month for home insurance in 15724?

  • • Homeowners in 15724 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 15724?

  • • Autoowners in 15724 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cherry Tree area, check out other zip codes nearby 15724.
Review average rates in another zip code:
15724 homeowners insurance rates

Home Replacement Cost Coverage in 15724

Average Building Cost Per Square Foot in 15724: $136

Location: Cherry Tree, Pennsylvania (Indiana County)

Average Square Footage in 15724: 710 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15724 before you start any project. Cherry Tree homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15724 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15724 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 710 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cherry Tree area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136710$96,600
Additional Upgrades & Added Features$170710$120,750
Major Home Updates or Advancements$204710$144,900

It's important to understand that when you estimate your replacement cost of your home in the 15724 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15724

Best Home & Auto Insurance Agencies in 15724

Housing Demographics for 15724

Population Review for 15724 Zip Code

For the city of Cherry Tree, the population within 15724 has increased to over 1,880 residents in population size. The current population total is 1,941. We have broken down the population based on race below. In 15724, there are over 952 in male population and 989 females.

PopulationValues
Total Population1,941
White Population1883
Black Population4
Hispanic Population14
Asian Population3
Hawaiian Population0
Indian Population4
Other Population5
Male Population952
Female Population989
Population Estimate1880

Household Data for 15724

The average number of homes in 15724 is around 829, there are an average of 2.33 per household. The average house value according to local real estate values is around $96,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode829
Persons Per Household2.33
Average House Value$96,600
Income Per Household$52396
Median Age48.1
Median Age Male45.6
Median Age Female49.6
15724 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code582/814
CityCherry Tree
City Alias NameCHERRY TREE
CountyIndiana
County FIPS063
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA430
CBSA26860
CBSA_DIV
CBSA_TypeMicro
CBSA_NameIndiana, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses30
Number Of Employees207
Business First Quarter Payroll2925
Business Annual Payroll15582
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population88880
CBSA Division Population0
Congressional District13|14|15
Congressional LandArea155.18|209.29|1285.03
Delivery Residential807
Delivery Business18
Delivery Total962
Preferred Last Line KeyX17610
Classification Code
Multi-CountyY
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX17610
Land Area41.189000
Water Area0.173000
City Alias Code
City Mixed CaseCherry Tree
City Alias Mixed CaseCherry Tree
Box Count124
SFDU807
MFDU0
State ANSI42
County ANSI063
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number411312
Unique ZIP Name
SSA State County Code39390
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseIndiana

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]