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Homeowners Insurance coverage in 15729

If you are a homeowner in 15729 or Commodore, PA you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Commodore.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 15729.

Learn more about our homeowners insurance shopping service by selecting the best Commodore, PA Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 15729?

Residents of Commodore have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Pennsylvania? While Pennsylvania is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Pennsylvania comes in at 41 in the country for homeowners insurance premiums.

If you are living in 15729 zipcode, expect to pay around $715 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Commodore does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

15729 Home Insurance Average Premiums

Local 15729 homeowners insurance quotes comparison

$465 /yr.

Shows Zip Code: 15729 lowest rates with discounts applied on average.

For the 15729, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$465 /yr.
Average Coverage:$715 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1015 /yr.

What is the average home insurance cost for a home in 15729?

  • • The average homeowners insurance premium paid annually for a home in 15729 is around $715 per year.

What does it cost on average per month for home insurance in 15729?

  • • Homeowners in 15729 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 15729?

  • • Autoowners in 15729 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Commodore area, check out other zip codes nearby 15729.
Review average rates in another zip code:
15729 homeowners insurance rates

Home Replacement Cost Coverage in 15729

Average Building Cost Per Square Foot in 15729: $136

Location: Commodore, Pennsylvania (Indiana County)

Average Square Footage in 15729: 681 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15729 before you start any project. Commodore homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15729 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15729 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 681 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Commodore area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136681$92,600
Additional Upgrades & Added Features$170681$115,750
Major Home Updates or Advancements$204681$138,900

It's important to understand that when you estimate your replacement cost of your home in the 15729 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15729

Best Home & Auto Insurance Agencies in 15729

Housing Demographics for 15729

Population Review for 15729 Zip Code

For the city of Commodore, the population within 15729 has increased to over 1,092 residents in population size. The current population total is 1,315. We have broken down the population based on race below. In 15729, there are over 666 in male population and 649 females.

PopulationValues
Total Population1,315
White Population1261
Black Population2
Hispanic Population10
Asian Population1
Hawaiian Population1
Indian Population2
Other Population0
Male Population666
Female Population649
Population Estimate1092

Household Data for 15729

The average number of homes in 15729 is around 534, there are an average of 2.46 per household. The average house value according to local real estate values is around $92,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode534
Persons Per Household2.46
Average House Value$92,600
Income Per Household$54563
Median Age47.2
Median Age Male46.3
Median Age Female47.8
15729 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code724
CityCommodore
City Alias NameCOMMODORE
CountyIndiana
County FIPS063
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA430
CBSA26860
CBSA_DIV
CBSA_TypeMicro
CBSA_NameIndiana, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses12
Number Of Employees29
Business First Quarter Payroll247
Business Annual Payroll1040
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population88880
CBSA Division Population0
Congressional District14|15
Congressional LandArea209.29|1285.03
Delivery Residential444
Delivery Business12
Delivery Total658
Preferred Last Line KeyX17750
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX17750
Land Area18.313000
Water Area0.026000
City Alias Code
City Mixed CaseCommodore
City Alias Mixed CaseCommodore
Box Count122
SFDU444
MFDU0
State ANSI42
County ANSI063
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number411580
Unique ZIP Name
SSA State County Code39390
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseIndiana

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]