Get multiple home insurance quotes in 15733. Our licensed 15733, PA agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 15733

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 15733, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in De Lancey, PA from a list of top tier nationwide insurers.

Our Pennsylvania licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 15733 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 15733

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional De Lancey, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

15733 Ratings: very low!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in De Lancey we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 15733, homeowners are seeing rates around 728 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 15733!

15733 Home Insurance Average Premiums

Local 15733 homeowners insurance quotes comparison

$478 /yr.

Shows Zip Code: 15733 lowest rates with discounts applied on average.

For the 15733, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$478 /yr.
Average Coverage:$728 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1028 /yr.

What is the average home insurance cost for a home in 15733?

  • • The average homeowners insurance premium paid annually for a home in 15733 is around $728 per year.

What does it cost on average per month for home insurance in 15733?

  • • Homeowners in 15733 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 15733?

  • • Autoowners in 15733 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the De Lancey area, check out other zip codes nearby 15733.
Review average rates in another zip code:
15733 homeowners insurance rates

Home Replacement Cost Coverage in 15733

Average Building Cost Per Square Foot in 15733: $136

Location: De Lancey, Pennsylvania (Jefferson County)

Average Square Footage in 15733: 1,213 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15733 before you start any project. De Lancey homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15733 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15733 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,213 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the De Lancey area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,213$165,000
Additional Upgrades & Added Features$1701,213$206,250
Major Home Updates or Advancements$2041,213$247,500

It's important to understand that when you estimate your replacement cost of your home in the 15733 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15733

Best Home & Auto Insurance Agencies in 15733

Housing Demographics for 15733

Population Review for 15733 Zip Code

For the city of De Lancey, the population within 15733 has increased to over 0 residents in population size. The current population total is 91. We have broken down the population based on race below. In 15733, there are over 62 in male population and 29 females.

PopulationValues
Total Population91
White Population84
Black Population0
Hispanic Population1
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population62
Female Population29
Population Estimate0

Household Data for 15733

The average number of homes in 15733 is around 49, there are an average of 1.86 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode49
Persons Per Household1.86
Average House Value$165,000
Income Per Household$14926
Median Age45.2
Median Age Male45.0
Median Age Female48.2
15733 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias Abbreviation
Area Code814/582
CityDe Lancey
City Alias NameDE LANCEY
CountyJefferson
County FIPS065
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees29
Business First Quarter Payroll79
Business Annual Payroll378
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District15
Congressional LandArea1285.03
Delivery Residential0
Delivery Business0
Delivery Total51
Preferred Last Line KeyX17908
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX17908
Land Area0.400000
Water Area0.007000
City Alias Code
City Mixed CaseDe Lancey
City Alias Mixed CaseDe Lancey
Box Count48
SFDU0
MFDU0
State ANSI42
County ANSI065
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number411964
Unique ZIP Name
SSA State County Code39400
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseJefferson

Pennsylvania Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]