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15753 Home Insurance Rates

Getting multiple homeowners insurance rates in 15753 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of La Jose, PA. Many homeowners based out of the 15753 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Pennsylvania licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 15753 should appear in the zip code field ready to go. For La Jose, PA Home Insurance Quotes, Click to easily get started!

15753 Homeowners Insurance Rates, Average Rating: Very Low!

Your homeowners insurance policy in 15753 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in La Jose. For a basic HO-3, standard homeowners policy, the average premium per year in Pennsylvania is around $727. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 15753 zip code today and let us help you save time and money on your homeowners insurance premium.

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15753 Home Insurance Average Premiums

Local 15753 homeowners insurance quotes comparison

$477 /yr.

Shows Zip Code: 15753 lowest rates with discounts applied on average.

For the 15753, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$477 /yr.
Average Coverage:$727 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1027 /yr.

What is the average home insurance cost for a home in 15753?

  • • The average homeowners insurance premium paid annually for a home in 15753 is around $727 per year.

What does it cost on average per month for home insurance in 15753?

  • • Homeowners in 15753 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 15753?

  • • Autoowners in 15753 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the La Jose area, check out other zip codes nearby 15753.
Review average rates in another zip code:
15753 homeowners insurance rates

Home Replacement Cost Coverage in 15753

Average Building Cost Per Square Foot in 15753: $136

Location: La Jose, Pennsylvania (Clearfield County)

Average Square Footage in 15753: 570 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15753 before you start any project. La Jose homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15753 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15753 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 570 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the La Jose area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136570$77,500
Additional Upgrades & Added Features$170570$96,875
Major Home Updates or Advancements$204570$116,250

It's important to understand that when you estimate your replacement cost of your home in the 15753 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15753

Best Home & Auto Insurance Agencies in 15753

Housing Demographics for 15753

Population Review for 15753 Zip Code

For the city of La Jose, the population within 15753 has increased to over 460 residents in population size. The current population total is 514. We have broken down the population based on race below. In 15753, there are over 279 in male population and 235 females.

PopulationValues
Total Population514
White Population492
Black Population0
Hispanic Population1
Asian Population0
Hawaiian Population0
Indian Population1
Other Population1
Male Population279
Female Population235
Population Estimate460

Household Data for 15753

The average number of homes in 15753 is around 210, there are an average of 2.45 per household. The average house value according to local real estate values is around $77,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode210
Persons Per Household2.45
Average House Value$77,500
Income Per Household$44375
Median Age45.7
Median Age Male46.8
Median Age Female45.1
15753 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code814/582
CityLa Jose
City Alias NameLA JOSE
CountyClearfield
County FIPS033
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA524
CBSA20180
CBSA_DIV
CBSA_TypeMicro
CBSA_NameDuBois, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees133
Business First Quarter Payroll1684
Business Annual Payroll8514
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population81642
CBSA Division Population0
Congressional District15
Congressional LandArea1285.03
Delivery Residential188
Delivery Business5
Delivery Total218
Preferred Last Line KeyX19232
Classification Code
Multi-County
CSA NameState College-DuBois, PA
CBSA_DIV_Name
City State KeyX19232
Land Area37.849000
Water Area0.166000
City Alias Code
City Mixed CaseLa Jose
City Alias Mixed CaseLa Jose
Box Count22
SFDU188
MFDU0
State ANSI42
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number414356
Unique ZIP Name
SSA State County Code39230
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseClearfield

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]