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Home Insurance Rates in 15821

For homeowners shopping online in 15821, our insurance rates are very competitive for homeowners living in Benezett, PA. Many homeowners based out of the great city of Benezett have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 15821, simply click the "Get Multiple Quotes Now" button. Your 15821 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Benezett, PA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

15821 Home Insurance Rating is: Very Low!

If you live in 15821, you can easily save up to 40% off the average home insurance premium of $710 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Benezett can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 15821 today!

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15821 Home Insurance Average Premiums

Local 15821 homeowners insurance quotes comparison

$460 /yr.

Shows Zip Code: 15821 lowest rates with discounts applied on average.

For the 15821, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$460 /yr.
Average Coverage:$710 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1010 /yr.

What is the average home insurance cost for a home in 15821?

  • • The average homeowners insurance premium paid annually for a home in 15821 is around $710 per year.

What does it cost on average per month for home insurance in 15821?

  • • Homeowners in 15821 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 15821?

  • • Autoowners in 15821 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Benezett area, check out other zip codes nearby 15821.
Review average rates in another zip code:
15821 homeowners insurance rates

Home Replacement Cost Coverage in 15821

Average Building Cost Per Square Foot in 15821: $136

Location: Benezett, Pennsylvania (Elk County)

Average Square Footage in 15821: 631 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15821 before you start any project. Benezett homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15821 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15821 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 631 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Benezett area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136631$85,800
Additional Upgrades & Added Features$170631$107,250
Major Home Updates or Advancements$204631$128,700

It's important to understand that when you estimate your replacement cost of your home in the 15821 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15821

Best Home & Auto Insurance Agencies in 15821

Housing Demographics for 15821

Population Review for 15821 Zip Code

For the city of Benezett, the population within 15821 has increased to over 88 residents in population size. The current population total is 147. We have broken down the population based on race below. In 15821, there are over 72 in male population and 75 females.

PopulationValues
Total Population147
White Population145
Black Population0
Hispanic Population0
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population72
Female Population75
Population Estimate88

Household Data for 15821

The average number of homes in 15821 is around 76, there are an average of 1.93 per household. The average house value according to local real estate values is around $85,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode76
Persons Per Household1.93
Average House Value$85,800
Income Per Household$47625
Median Age61.2
Median Age Male63.0
Median Age Female58.3
15821 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code814/582
CityBenezett
City Alias NameBENEZETT
CountyElk
County FIPS047
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA41260
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSt. Marys, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses9
Number Of Employees49
Business First Quarter Payroll310
Business Annual Payroll1468
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population31946
CBSA Division Population0
Congressional District15
Congressional LandArea1285.03
Delivery Residential46
Delivery Business2
Delivery Total301
Preferred Last Line KeyX17172
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX17172
Land Area33.508000
Water Area0.377000
City Alias Code
City Mixed CaseBenezett
City Alias Mixed CaseBenezett
Box Count48
SFDU46
MFDU0
State ANSI42
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number410580
Unique ZIP Name
SSA State County Code39310
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseElk

Pennsylvania Homeowners Insurance News & Information

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