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Homeowners Insurance in 15824

For homeowners living in 15824, you want more affordable home insurance rates in Brockway, right? Our rates are very competitive for homeowners living in the great city of Brockway, PA. Many homeowners living in the 15824 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 15824 should appear in the zip code field ready to go. Comparing Brockway, PA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

15824 Home Insurance Costs Are Considered: Very Low!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Brockway pay around $729 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Pennsylvania home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 15824 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Brockway homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Pennsylvania home insurance premium today!

Get 15824 Homeowners Insurance Rates Now!

15824 Home Insurance Average Premiums

Local 15824 homeowners insurance quotes comparison

$479 /yr.

Shows Zip Code: 15824 lowest rates with discounts applied on average.

For the 15824, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$479 /yr.
Average Coverage:$729 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1029 /yr.

What is the average home insurance cost for a home in 15824?

  • • The average homeowners insurance premium paid annually for a home in 15824 is around $729 per year.

What does it cost on average per month for home insurance in 15824?

  • • Homeowners in 15824 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 15824?

  • • Autoowners in 15824 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brockway area, check out other zip codes nearby 15824.
Review average rates in another zip code:
15824 homeowners insurance rates

Home Replacement Cost Coverage in 15824

Average Building Cost Per Square Foot in 15824: $136

Location: Brockway, Pennsylvania (Jefferson County)

Average Square Footage in 15824: 810 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15824 before you start any project. Brockway homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15824 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15824 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 810 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brockway area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136810$110,100
Additional Upgrades & Added Features$170810$137,625
Major Home Updates or Advancements$204810$165,150

It's important to understand that when you estimate your replacement cost of your home in the 15824 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15824

Best Home & Auto Insurance Agencies in 15824

Kenawell- Francis X - State Farm Insurance Agent

Address: 400 Main St Brockway, PA 15824
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 15824

Population Review for 15824 Zip Code

For the city of Brockway, the population within 15824 has increased to over 5,064 residents in population size. The current population total is 5,370. We have broken down the population based on race below. In 15824, there are over 2635 in male population and 2735 females.

PopulationValues
Total Population5,370
White Population5132
Black Population13
Hispanic Population26
Asian Population5
Hawaiian Population0
Indian Population2
Other Population9
Male Population2635
Female Population2735
Population Estimate5064

Household Data for 15824

The average number of homes in 15824 is around 2,220, there are an average of 2.40 per household. The average house value according to local real estate values is around $110,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,220
Persons Per Household2.40
Average House Value$110,100
Income Per Household$54579
Median Age44.2
Median Age Male43.0
Median Age Female45.3
15824 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code814/582
CityBrockway
City Alias NameBROCKWAY
CountyJefferson
County FIPS065
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses130
Number Of Employees2046
Business First Quarter Payroll22409
Business Annual Payroll94883
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District15
Congressional LandArea1285.03
Delivery Residential2110
Delivery Business125
Delivery Total2332
Preferred Last Line KeyX17371
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX17371
Land Area66.583000
Water Area0.302000
City Alias Code
City Mixed CaseBrockway
City Alias Mixed CaseBrockway
Box Count54
SFDU2006
MFDU72
State ANSI42
County ANSI065
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number410932
Unique ZIP Name
SSA State County Code39400
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseJefferson

Pennsylvania Homeowners Insurance News & Information

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]