Get multiple home insurance quotes in 15825. Our licensed 15825, PA agents are ready to serve you.

Home Insurance Quotes in 15825

Are you shopping for a cheaper homeowners insurance rate in 15825? Our rates are very competitive for homeowners living in Brookville, PA. Many homeowners located in the 15825 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 15825. To get free 15825 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 15825 zip code should appear in the zip code field ready to go. Shopping Brookville, PA Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 15825 to review the best rate coverages.

Your 15825 Home Insurance Costs Is Rated: Very Low!

For the great city of Brookville, the average home insurance premium paid annually is around $704 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Pennsylvania specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Brookville and need insurance on your home in the 15825 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 15825 Homeowners Insurance Rates Now!

15825 Home Insurance Average Premiums

Local 15825 homeowners insurance quotes comparison

$454 /yr.

Shows Zip Code: 15825 lowest rates with discounts applied on average.

For the 15825, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$454 /yr.
Average Coverage:$704 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1004 /yr.

What is the average home insurance cost for a home in 15825?

  • • The average homeowners insurance premium paid annually for a home in 15825 is around $704 per year.

What does it cost on average per month for home insurance in 15825?

  • • Homeowners in 15825 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 15825?

  • • Autoowners in 15825 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brookville area, check out other zip codes nearby 15825.
Review average rates in another zip code:
15825 homeowners insurance rates

Home Replacement Cost Coverage in 15825

Average Building Cost Per Square Foot in 15825: $136

Location: Brookville, Pennsylvania (Jefferson County)

Average Square Footage in 15825: 938 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15825 before you start any project. Brookville homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15825 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15825 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 938 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brookville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136938$127,600
Additional Upgrades & Added Features$170938$159,500
Major Home Updates or Advancements$204938$191,400

It's important to understand that when you estimate your replacement cost of your home in the 15825 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15825

Best Home & Auto Insurance Agencies in 15825

AAA West Penn-West Virginia

Address: 195 Main St Brookville, PA 15825
Phone:
Website:
Info:

State Farm Insurance

Address: 301 W Main St, #5 Brookville, PA 15825
Phone:
Website: http://www.national.citysearch.com/profile/46266737/brookville_pa/state_farm_insurance.html
Info:

French- Patricia M - State Farm Insurance Agent

Address: 301 Five Mile Run Rd Brookville, PA 15825
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Sarvey Sr, James G - Sarvey Real Estate

Address: 273 Allegheny Blvd Brookville, PA 15825
Phone:
Website: http://www.allstateagencies.com/017752/Welcome/
Info:

Housing Demographics for 15825

Population Review for 15825 Zip Code

For the city of Brookville, the population within 15825 has increased to over 9,244 residents in population size. The current population total is 9,629. We have broken down the population based on race below. In 15825, there are over 4733 in male population and 4896 females.

PopulationValues
Total Population9,629
White Population9211
Black Population37
Hispanic Population92
Asian Population35
Hawaiian Population2
Indian Population9
Other Population34
Male Population4733
Female Population4896
Population Estimate9244

Household Data for 15825

The average number of homes in 15825 is around 4,125, there are an average of 2.24 per household. The average house value according to local real estate values is around $127,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,125
Persons Per Household2.24
Average House Value$127,600
Income Per Household$58534
Median Age46.3
Median Age Male43.4
Median Age Female49.5
15825 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code814/582
CityBrookville
City Alias NameBROOKVILLE
CountyJefferson
County FIPS065
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses295
Number Of Employees4302
Business First Quarter Payroll41255
Business Annual Payroll185607
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District15
Congressional LandArea1285.03
Delivery Residential4127
Delivery Business417
Delivery Total4690
Preferred Last Line KeyX17390
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX17390
Land Area154.886000
Water Area0.888000
City Alias Code
City Mixed CaseBrookville
City Alias Mixed CaseBrookville
Box Count73
SFDU3838
MFDU194
State ANSI42
County ANSI065
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number410952
Unique ZIP Name
SSA State County Code39400
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseJefferson

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]