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15841 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 15841? There are over 79 occupied homes in the 15841 area. With a population size of 208, it's not uncommon for residence of Force, PA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Pennsylvania is around $730 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 15841 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Force, PA Home Insurance Rate Quotes

15841 Home Insurance Average Premiums

Local 15841 homeowners insurance quotes comparison

$480 /yr.

Shows Zip Code: 15841 lowest rates with discounts applied on average.

For the 15841, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$480 /yr.
Average Coverage:$730 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1030 /yr.

What is the average home insurance cost for a home in 15841?

  • • The average homeowners insurance premium paid annually for a home in 15841 is around $730 per year.

What does it cost on average per month for home insurance in 15841?

  • • Homeowners in 15841 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 15841?

  • • Autoowners in 15841 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Force area, check out other zip codes nearby 15841.
Review average rates in another zip code:
15841 homeowners insurance rates

Home Replacement Cost Coverage in 15841

Average Building Cost Per Square Foot in 15841: $136

Location: Force, Pennsylvania (Elk County)

Average Square Footage in 15841: 348 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15841 before you start any project. Force homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15841 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15841 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 348 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Force area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136348$47,300
Additional Upgrades & Added Features$170348$59,125
Major Home Updates or Advancements$204348$70,950

It's important to understand that when you estimate your replacement cost of your home in the 15841 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15841

Best Home & Auto Insurance Agencies in 15841

Housing Demographics for 15841

Population Review for 15841 Zip Code

For the city of Force, the population within 15841 has increased to over 0 residents in population size. The current population total is 208. We have broken down the population based on race below. In 15841, there are over 89 in male population and 119 females.

PopulationValues
Total Population208
White Population201
Black Population0
Hispanic Population0
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population89
Female Population119
Population Estimate0

Household Data for 15841

The average number of homes in 15841 is around 79, there are an average of 2.63 per household. The average house value according to local real estate values is around $47,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode79
Persons Per Household2.63
Average House Value$47,300
Income Per Household$0
Median Age44.1
Median Age Male34.9
Median Age Female52.8
15841 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias Abbreviation
Area Code814/582
CityForce
City Alias NameFORCE
CountyElk
County FIPS047
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA41260
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSt. Marys, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees19
Business First Quarter Payroll150
Business Annual Payroll579
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population31946
CBSA Division Population0
Congressional District15
Congressional LandArea1285.03
Delivery Residential0
Delivery Business0
Delivery Total106
Preferred Last Line KeyX18434
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX18434
Land Area0.158000
Water Area0.000000
City Alias Code
City Mixed CaseForce
City Alias Mixed CaseForce
Box Count97
SFDU0
MFDU0
State ANSI42
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number412816
Unique ZIP Name
SSA State County Code39310
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseElk

Pennsylvania Homeowners Insurance News & Information

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  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]