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Compare 15845 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Johnsonburg just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,358 neighbors looking to save on their home insurance policy in the local 15845 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 15845. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Pennsylvania rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Johnsonburg, PA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Johnsonburg, PA

15845 Home Insurance Average Premiums

Local 15845 homeowners insurance quotes comparison

$476 /yr.

Shows Zip Code: 15845 lowest rates with discounts applied on average.

For the 15845, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$476 /yr.
Average Coverage:$726 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1026 /yr.

What is the average home insurance cost for a home in 15845?

  • • The average homeowners insurance premium paid annually for a home in 15845 is around $726 per year.

What does it cost on average per month for home insurance in 15845?

  • • Homeowners in 15845 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 15845?

  • • Autoowners in 15845 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Johnsonburg area, check out other zip codes nearby 15845.
Review average rates in another zip code:
15845 homeowners insurance rates

Home Replacement Cost Coverage in 15845

Average Building Cost Per Square Foot in 15845: $136

Location: Johnsonburg, Pennsylvania (Elk County)

Average Square Footage in 15845: 461 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15845 before you start any project. Johnsonburg homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15845 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15845 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 461 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Johnsonburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136461$62,700
Additional Upgrades & Added Features$170461$78,375
Major Home Updates or Advancements$204461$94,050

It's important to understand that when you estimate your replacement cost of your home in the 15845 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15845

Best Home & Auto Insurance Agencies in 15845

Housing Demographics for 15845

Population Review for 15845 Zip Code

For the city of Johnsonburg, the population within 15845 has increased to over 3,216 residents in population size. The current population total is 3,088. We have broken down the population based on race below. In 15845, there are over 1563 in male population and 1525 females.

PopulationValues
Total Population3,088
White Population2886
Black Population21
Hispanic Population44
Asian Population7
Hawaiian Population3
Indian Population6
Other Population20
Male Population1563
Female Population1525
Population Estimate3216

Household Data for 15845

The average number of homes in 15845 is around 1,358, there are an average of 2.27 per household. The average house value according to local real estate values is around $62,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,358
Persons Per Household2.27
Average House Value$62,700
Income Per Household$50800
Median Age46.2
Median Age Male45.5
Median Age Female47.4
15845 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code814/582
CityJohnsonburg
City Alias NameJOHNSONBURG
CountyElk
County FIPS047
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA41260
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSt. Marys, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses62
Number Of Employees691
Business First Quarter Payroll7317
Business Annual Payroll36417
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population31946
CBSA Division Population0
Congressional District15
Congressional LandArea1285.03
Delivery Residential1417
Delivery Business62
Delivery Total1524
Preferred Last Line KeyX19091
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX19091
Land Area39.942000
Water Area0.525000
City Alias Code
City Mixed CaseJohnsonburg
City Alias Mixed CaseJohnsonburg
Box Count25
SFDU1340
MFDU37
State ANSI42
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number414076
Unique ZIP Name
SSA State County Code39310
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseElk

Pennsylvania Homeowners Insurance News & Information

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