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Home Insurance in 15868

If your primary reason for shopping for homeowners insurance in the 15868 zip code is based primarily on the rising cost of your home insurance premium. Then, it's imporant to know that our rates are very competitive for homeowners living in Weedville, PA. Many homeowners that live in the 15868 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase up to 12 carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can also provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free homeowners insurance quote, simply click the "Get Multiple Quotes Now" button at the top. Your 15868 zip code should already appear in the zip code field ready to go. For Weedville, PA Homeowners Insurance Quotes, Click to easily get started!

Average Homeowners Premiums in 15868

Homeowners living in the city of Weedville are paying on average around $712 per year for homeowners insurance coverage. This estimated premium is based on a standard HO-3 policy which covers the basic requirements if your home was ever damaged. This is also a minimum requirement by mortgage lenders if there is a lien on your home. A basic policy will cover your home, contents, loss of use, liability and medical payments. It's important to know that homes in the 15868 zip code with a standard homeowners policy does not cover flood damage. You will need to purchase a seperate flood policy to add this additional coverage. Pennsylvania home insurance premiums have been recently ranked 41 in the country in terms of the annual cost of premiums. Because premiums in 15868 are lower compared to other states it is always a good idea to shop your home insurance coverage. Our online quoting application can easily help you compare the best rates and coverage options.

Easily Compare 15868 Home Insurance Quotes Now!

We enjoy helping you do two very important things: First, we like to help you save more money per year on your homeowners insurance. Second, we like to help you learn about the best coverage options for your home in Weedville. It is possible to pay a lower premium and get more enhanced coverage. Let us help you shop your home insurance premiums today!

15868 Home Insurance Average Premiums

Local 15868 homeowners insurance quotes comparison

$462 /yr.

Shows Zip Code: 15868 lowest rates with discounts applied on average.

For the 15868, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$462 /yr.
Average Coverage:$712 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1012 /yr.

What is the average home insurance cost for a home in 15868?

  • • The average homeowners insurance premium paid annually for a home in 15868 is around $712 per year.

What does it cost on average per month for home insurance in 15868?

  • • Homeowners in 15868 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 15868?

  • • Autoowners in 15868 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Weedville area, check out other zip codes nearby 15868.
Review average rates in another zip code:
15868 homeowners insurance rates

Home Replacement Cost Coverage in 15868

Average Building Cost Per Square Foot in 15868: $136

Location: Weedville, Pennsylvania (Elk County)

Average Square Footage in 15868: 1,055 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15868 before you start any project. Weedville homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15868 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15868 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,055 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Weedville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,055$143,500
Additional Upgrades & Added Features$1701,055$179,375
Major Home Updates or Advancements$2041,055$215,250

It's important to understand that when you estimate your replacement cost of your home in the 15868 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15868

Best Home & Auto Insurance Agencies in 15868

Housing Demographics for 15868

Population Review for 15868 Zip Code

For the city of Weedville, the population within 15868 has increased to over 1,320 residents in population size. The current population total is 1,570. We have broken down the population based on race below. In 15868, there are over 791 in male population and 779 females.

PopulationValues
Total Population1,570
White Population1508
Black Population0
Hispanic Population16
Asian Population3
Hawaiian Population0
Indian Population4
Other Population1
Male Population791
Female Population779
Population Estimate1320

Household Data for 15868

The average number of homes in 15868 is around 682, there are an average of 2.30 per household. The average house value according to local real estate values is around $143,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode682
Persons Per Household2.30
Average House Value$143,500
Income Per Household$54331
Median Age49.3
Median Age Male49.2
Median Age Female49.5
15868 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code814/582
CityWeedville
City Alias NameWEEDVILLE
CountyElk
County FIPS047
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA41260
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSt. Marys, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses23
Number Of Employees98
Business First Quarter Payroll386
Business Annual Payroll1568
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population31946
CBSA Division Population0
Congressional District15
Congressional LandArea1285.03
Delivery Residential574
Delivery Business20
Delivery Total686
Preferred Last Line KeyX1B852
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX1B852
Land Area137.960000
Water Area0.341000
City Alias Code
City Mixed CaseWeedville
City Alias Mixed CaseWeedville
Box Count78
SFDU552
MFDU22
State ANSI42
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number418988
Unique ZIP Name
SSA State County Code39310
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseElk

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]