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15930, PA Homeowners Insurance Rates

With a population size of 295 and with 128 occupied homes in the 15930 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Dunlo, PA are around $728 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Dunlo, Pennsylvania. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Pennsylvania home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Dunlo, PA.

For Pennsylvania home insurance information, including average Dunlo home insurance rates, coverage options or the different homeowners insurance types, please select Dunlo, PA Home Insurance Quotes Now!

15930 Home Insurance Average Premiums

Local 15930 homeowners insurance quotes comparison

$478 /yr.

Shows Zip Code: 15930 lowest rates with discounts applied on average.

For the 15930, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$478 /yr.
Average Coverage:$728 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1028 /yr.

What is the average home insurance cost for a home in 15930?

  • • The average homeowners insurance premium paid annually for a home in 15930 is around $728 per year.

What does it cost on average per month for home insurance in 15930?

  • • Homeowners in 15930 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 15930?

  • • Autoowners in 15930 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dunlo area, check out other zip codes nearby 15930.
Review average rates in another zip code:
15930 homeowners insurance rates

Home Replacement Cost Coverage in 15930

Average Building Cost Per Square Foot in 15930: $136

Location: Dunlo, Pennsylvania (Cambria County)

Average Square Footage in 15930: 1,213 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15930 before you start any project. Dunlo homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15930 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15930 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,213 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dunlo area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,213$165,000
Additional Upgrades & Added Features$1701,213$206,250
Major Home Updates or Advancements$2041,213$247,500

It's important to understand that when you estimate your replacement cost of your home in the 15930 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15930

Best Home & Auto Insurance Agencies in 15930

Housing Demographics for 15930

Population Review for 15930 Zip Code

For the city of Dunlo, the population within 15930 has increased to over 0 residents in population size. The current population total is 295. We have broken down the population based on race below. In 15930, there are over 146 in male population and 149 females.

PopulationValues
Total Population295
White Population272
Black Population5
Hispanic Population7
Asian Population1
Hawaiian Population0
Indian Population0
Other Population0
Male Population146
Female Population149
Population Estimate0

Household Data for 15930

The average number of homes in 15930 is around 128, there are an average of 2.30 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode128
Persons Per Household2.30
Average House Value$165,000
Income Per Household$125776
Median Age37.9
Median Age Male51.3
Median Age Female35.3
15930 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias Abbreviation
Area Code814/582
CityDunlo
City Alias NameDUNLO
CountyCambria
County FIPS021
State FIPS42
Time Zone5
Day Light SavingY
MSA3680
PMSA
CSA306
CBSA27780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameJohnstown, PA
MSA_NameJohnstown, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population143679
CBSA Division Population0
Congressional District13
Congressional LandArea155.18
Delivery Residential0
Delivery Business0
Delivery Total142
Preferred Last Line KeyX18038
Classification CodeP
Multi-County
CSA NameJohnstown-Somerset, PA
CBSA_DIV_Name
City State KeyX18038
Land Area0.423000
Water Area0.000000
City Alias Code
City Mixed CaseDunlo
City Alias Mixed CaseDunlo
Box Count137
SFDU0
MFDU0
State ANSI42
County ANSI021
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number412180
Unique ZIP Name
SSA State County Code39160
Medicare CBSA Code27780
Medicare CBSA NameJohnstown, PA
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseCambria

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]