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15960 Homeowners Insurance Quotes & Rates

Twin Rocks residents living within the 126 homes available in the zip code of 15960 are shopping online to compare cheaper and more affordable Twin Rocks, PA home insurance rates. In the great city of Twin Rocks, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Pennsylvania is around $715 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 15960 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 15960 home insurance rates today! Please give us a call now at 1-855-976-2656. For Twin Rocks, PA Homeowners Insurance Quotes, Click to easily get started!

15960 Home Insurance Average Premiums

Local 15960 homeowners insurance quotes comparison

$465 /yr.

Shows Zip Code: 15960 lowest rates with discounts applied on average.

For the 15960, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$465 /yr.
Average Coverage:$715 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1015 /yr.

What is the average home insurance cost for a home in 15960?

  • • The average homeowners insurance premium paid annually for a home in 15960 is around $715 per year.

What does it cost on average per month for home insurance in 15960?

  • • Homeowners in 15960 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 15960?

  • • Autoowners in 15960 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Twin Rocks area, check out other zip codes nearby 15960.
Review average rates in another zip code:
15960 homeowners insurance rates

Home Replacement Cost Coverage in 15960

Average Building Cost Per Square Foot in 15960: $136

Location: Twin Rocks, Pennsylvania (Cambria County)

Average Square Footage in 15960: 561 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15960 before you start any project. Twin Rocks homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15960 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15960 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 561 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Twin Rocks area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136561$76,300
Additional Upgrades & Added Features$170561$95,375
Major Home Updates or Advancements$204561$114,450

It's important to understand that when you estimate your replacement cost of your home in the 15960 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15960

Best Home & Auto Insurance Agencies in 15960

Housing Demographics for 15960

Population Review for 15960 Zip Code

For the city of Twin Rocks, the population within 15960 has increased to over 0 residents in population size. The current population total is 280. We have broken down the population based on race below. In 15960, there are over 152 in male population and 128 females.

PopulationValues
Total Population280
White Population267
Black Population1
Hispanic Population2
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population152
Female Population128
Population Estimate0

Household Data for 15960

The average number of homes in 15960 is around 126, there are an average of 2.22 per household. The average house value according to local real estate values is around $76,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode126
Persons Per Household2.22
Average House Value$76,300
Income Per Household$59000
Median Age44.5
Median Age Male34.5
Median Age Female47.8
15960 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias Abbreviation
Area Code814
CityTwin Rocks
City Alias NameTWIN ROCKS
CountyCambria
County FIPS021
State FIPS42
Time Zone5
Day Light SavingY
MSA3680
PMSA
CSA306
CBSA27780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameJohnstown, PA
MSA_NameJohnstown, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses8
Number Of Employees68
Business First Quarter Payroll1038
Business Annual Payroll4889
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population143679
CBSA Division Population0
Congressional District13|15
Congressional LandArea155.18|1285.03
Delivery Residential0
Delivery Business0
Delivery Total183
Preferred Last Line KeyX1B592
Classification CodeP
Multi-County
CSA NameJohnstown-Somerset, PA
CBSA_DIV_Name
City State KeyX1B592
Land Area1.048000
Water Area0.000000
City Alias Code
City Mixed CaseTwin Rocks
City Alias Mixed CaseTwin Rocks
Box Count175
SFDU0
MFDU0
State ANSI42
County ANSI021
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number418600
Unique ZIP Name
SSA State County Code39160
Medicare CBSA Code27780
Medicare CBSA NameJohnstown, PA
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseCambria

Pennsylvania Homeowners Insurance News & Information

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