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Compare 16001 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Butler just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 17,986 neighbors looking to save on their home insurance policy in the local 16001 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 16001. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Pennsylvania rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Butler, PA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Butler, PA

16001 Home Insurance Average Premiums

Local 16001 homeowners insurance quotes comparison

$473 /yr.

Shows Zip Code: 16001 lowest rates with discounts applied on average.

For the 16001, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$473 /yr.
Average Coverage:$723 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1023 /yr.

What is the average home insurance cost for a home in 16001?

  • • The average homeowners insurance premium paid annually for a home in 16001 is around $723 per year.

What does it cost on average per month for home insurance in 16001?

  • • Homeowners in 16001 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 16001?

  • • Autoowners in 16001 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Butler area, check out other zip codes nearby 16001.
Review average rates in another zip code:
16002 homeowners insurance rates
16001 homeowners insurance rates

Home Replacement Cost Coverage in 16001

Average Building Cost Per Square Foot in 16001: $136

Location: Butler, Pennsylvania (Butler County)

Average Square Footage in 16001: 1,204 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 16001 before you start any project. Butler homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 16001 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 16001 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,204 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Butler area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,204$163,800
Additional Upgrades & Added Features$1701,204$204,750
Major Home Updates or Advancements$2041,204$245,700

It's important to understand that when you estimate your replacement cost of your home in the 16001 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 16001

Allstate Insurance - Keith Laidlaw

Address: 1022 N Main St Butler, PA 16001
Phone: (724)283-3071
Website:

Best Home & Auto Insurance Agencies in 16001

Bandura Joseph B Insurance Agency Inc

Address: 1775 N Main St Ext Butler, PA 16001
Phone:
Website:
Info:

Dave Davis Insurance Agcy Inc - State Farm Insurance Agent

Address: 340 N McKean St Butler, PA 16001
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Lowry Jr, Robert M - State Farm Insurance Agent

Address: 1803 N Main St Ext Butler, PA 16001
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/external/46266757/butler_pa/lowry_jr_robert_m_state_farm_insurance_agent.html
Info:

Parisi, Su - State Farm Insurance Agent

Address: 1025 New Castle St Butler, PA 16001
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/external/46266758/butler_pa/parisi_su_state_farm_insurance_agent.html
Info:

Elizabeth J Ragan - Nationwide Insurance

Address: 400 W Cunningham St Butler, PA 16001
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/external/8676238/butler_pa/elizabeth_j_ragan_nationwide_insurance.html
Info:

Housing Demographics for 16001

Population Review for 16001 Zip Code

For the city of Butler, the population within 16001 has increased to over 40,799 residents in population size. The current population total is 40,085. We have broken down the population based on race below. In 16001, there are over 19776 in male population and 20309 females.

PopulationValues
Total Population40,085
White Population36923
Black Population629
Hispanic Population836
Asian Population248
Hawaiian Population16
Indian Population84
Other Population306
Male Population19776
Female Population20309
Population Estimate40799

Household Data for 16001

The average number of homes in 16001 is around 17,986, there are an average of 2.19 per household. The average house value according to local real estate values is around $163,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,986
Persons Per Household2.19
Average House Value$163,800
Income Per Household$57500
Median Age46.0
Median Age Male43.9
Median Age Female48.1
16001 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code724/878/412
CityButler
City Alias NameBUTLER
CountyButler
County FIPS019
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1123
Number Of Employees17329
Business First Quarter Payroll174264
Business Annual Payroll702864
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District16
Congressional LandArea997.68
Delivery Residential18630
Delivery Business1247
Delivery Total19788
Preferred Last Line KeyX17458
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX17458
Land Area75.817000
Water Area1.284000
City Alias Code
City Mixed CaseButler
City Alias Mixed CaseButler
Box Count0
SFDU16019
MFDU1964
State ANSI42
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number411068
Unique ZIP Name
SSA State County Code39150
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseButler

Pennsylvania Homeowners Insurance News & Information

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]