Get multiple home insurance quotes in 16046. Our licensed 16046, PA agents are ready to serve you.

Homeowners Insurance in 16046

In Mars, PA, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 16046 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 16046 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 16046 should appear in the zip code field ready to go.

16046 Homeowners Insurance Rates Are Considered: Very Low!

If your looking for a standard homeowners policy in Pennsylvania, you are going to see rates around the average home insurance premium per year of $665. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Mars home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 16046 Home Insurance Rates Now!

Best 3 Options to Compare in 16046

If you want homeowners insurance quotes within the city of Mars or in the 16046 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Mars, PA.

16046 Home Insurance Average Premiums

Local 16046 homeowners insurance quotes comparison

$415 /yr.

Shows Zip Code: 16046 lowest rates with discounts applied on average.

For the 16046, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$415 /yr.
Average Coverage:$665 /yr.
2600 sq. ft. or higher
(all discounts applied)
$965 /yr.

What is the average home insurance cost for a home in 16046?

  • • The average homeowners insurance premium paid annually for a home in 16046 is around $665 per year.

What does it cost on average per month for home insurance in 16046?

  • • Homeowners in 16046 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 16046?

  • • Autoowners in 16046 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mars area, check out other zip codes nearby 16046.
Review average rates in another zip code:
16046 homeowners insurance rates

Home Replacement Cost Coverage in 16046

Average Building Cost Per Square Foot in 16046: $136

Location: Mars, Pennsylvania (Butler County)

Average Square Footage in 16046: 2,957 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 16046 before you start any project. Mars homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 16046 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 16046 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,957 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mars area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1362,957$402,200
Additional Upgrades & Added Features$1702,957$502,750
Major Home Updates or Advancements$2042,957$603,300

It's important to understand that when you estimate your replacement cost of your home in the 16046 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 16046

Best Home & Auto Insurance Agencies in 16046

Allstate Insurance Company - Larry Fox

Address: 131 Grand Avenue Mars, PA 16046
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/667393560/mars_pa/allstate_insurance_company_larry_fox.html
Info:

Allstate Insurance Companies - Claims Offices- North Hills

Address: 301 Brush Creek Rd Mars, PA 16046
Phone:
Website:
Info:

Hunt Insurance Services Incorporated

Address: 510 Pittsburgh St Mars, PA 16046
Phone:
Website: http://www.huntinsure.com/?utm_source=yp&utm_medium=cpc&utm_campaign=ck_yp
Info:

Stateline Insurance Solutions

Address: 100 Northpointe Circle #202 Seven Fields, PA 16046
Phone:
Website: http://www.statelineagency.com/
Info:

Housing Demographics for 16046

Population Review for 16046 Zip Code

For the city of Mars, the population within 16046 has increased to over 19,379 residents in population size. The current population total is 19,257. We have broken down the population based on race below. In 16046, there are over 9246 in male population and 10011 females.

PopulationValues
Total Population19,257
White Population16632
Black Population259
Hispanic Population547
Asian Population1298
Hawaiian Population3
Indian Population13
Other Population163
Male Population9246
Female Population10011
Population Estimate19379

Household Data for 16046

The average number of homes in 16046 is around 6,968, there are an average of 2.71 per household. The average house value according to local real estate values is around $402,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,968
Persons Per Household2.71
Average House Value$402,200
Income Per Household$126259
Median Age40.0
Median Age Male38.7
Median Age Female41.2
16046 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code724/878/412
CityMars
City Alias NameMARS
CountyButler
County FIPS019
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses474
Number Of Employees6480
Business First Quarter Payroll81774
Business Annual Payroll359898
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District16|17
Congressional LandArea997.68|1733.22
Delivery Residential7151
Delivery Business263
Delivery Total8248
Preferred Last Line KeyX19631
Classification Code
Multi-CountyY
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX19631
Land Area22.823000
Water Area0.004000
City Alias Code
City Mixed CaseMars
City Alias Mixed CaseMars
Box Count676
SFDU3993
MFDU124
State ANSI42
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number415152
Unique ZIP Name
SSA State County Code39150
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseButler

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]