Get multiple home insurance quotes in 16059. Our licensed 16059, PA agents are ready to serve you.

16059 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 16059 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Valencia, PA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 16059 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Pennsylvania, like average Valencia homeowners insurance rates, coverage options or home insurance types, please select Valencia, PA Home Insurance Rates Online!

16059 Home Insurance Average Premiums

Local 16059 homeowners insurance quotes comparison

$438 /yr.

Shows Zip Code: 16059 lowest rates with discounts applied on average.

For the 16059, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$438 /yr.
Average Coverage:$688 /yr.
2600 sq. ft. or higher
(all discounts applied)
$988 /yr.

What is the average home insurance cost for a home in 16059?

  • • The average homeowners insurance premium paid annually for a home in 16059 is around $688 per year.

What does it cost on average per month for home insurance in 16059?

  • • Homeowners in 16059 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 16059?

  • • Autoowners in 16059 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Valencia area, check out other zip codes nearby 16059.
Review average rates in another zip code:
16059 homeowners insurance rates

Home Replacement Cost Coverage in 16059

Average Building Cost Per Square Foot in 16059: $136

Location: Valencia, Pennsylvania (Butler County)

Average Square Footage in 16059: 2,293 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 16059 before you start any project. Valencia homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 16059 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 16059 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,293 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Valencia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1362,293$311,800
Additional Upgrades & Added Features$1702,293$389,750
Major Home Updates or Advancements$2042,293$467,700

It's important to understand that when you estimate your replacement cost of your home in the 16059 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 16059

Best Home & Auto Insurance Agencies in 16059

Brian Jack Ins Agency Llc - Nationwide Insurance

Address: 1074 Pittsburgh Rd Valencia, PA 16059
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/external/619587020/valencia_pa/brian_jack_ins_agency_llc_nationwide_insurance.html
Info:

Housing Demographics for 16059

Population Review for 16059 Zip Code

For the city of Valencia, the population within 16059 has increased to over 10,201 residents in population size. The current population total is 9,520. We have broken down the population based on race below. In 16059, there are over 4677 in male population and 4843 females.

PopulationValues
Total Population9,520
White Population8982
Black Population29
Hispanic Population160
Asian Population109
Hawaiian Population0
Indian Population10
Other Population60
Male Population4677
Female Population4843
Population Estimate10201

Household Data for 16059

The average number of homes in 16059 is around 3,829, there are an average of 2.49 per household. The average house value according to local real estate values is around $311,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,829
Persons Per Household2.49
Average House Value$311,800
Income Per Household$88056
Median Age45.3
Median Age Male43.6
Median Age Female47.1
16059 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code724
CityValencia
City Alias NameVALENCIA
CountyButler
County FIPS019
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses180
Number Of Employees1302
Business First Quarter Payroll12690
Business Annual Payroll61245
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District16|17
Congressional LandArea997.68|1733.22
Delivery Residential4097
Delivery Business118
Delivery Total4355
Preferred Last Line KeyX1B673
Classification Code
Multi-CountyY
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX1B673
Land Area26.176000
Water Area0.073000
City Alias Code
City Mixed CaseValencia
City Alias Mixed CaseValencia
Box Count78
SFDU3318
MFDU0
State ANSI42
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number418716
Unique ZIP Name
SSA State County Code39150
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseButler

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]