Get multiple home insurance quotes in 16125. Our licensed 16125, PA agents are ready to serve you.

Homeowners Insurance in 16125

In Greenville, PA, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 16125 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 16125 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 16125 should appear in the zip code field ready to go.

16125 Homeowners Insurance Rates Are Considered: Very Low!

If your looking for a standard homeowners policy in Pennsylvania, you are going to see rates around the average home insurance premium per year of $703. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Greenville home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 16125 Home Insurance Rates Now!

Best 3 Options to Compare in 16125

If you want homeowners insurance quotes within the city of Greenville or in the 16125 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Greenville, PA.

16125 Home Insurance Average Premiums

Local 16125 homeowners insurance quotes comparison

$453 /yr.

Shows Zip Code: 16125 lowest rates with discounts applied on average.

For the 16125, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$453 /yr.
Average Coverage:$703 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1003 /yr.

What is the average home insurance cost for a home in 16125?

  • • The average homeowners insurance premium paid annually for a home in 16125 is around $703 per year.

What does it cost on average per month for home insurance in 16125?

  • • Homeowners in 16125 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 16125?

  • • Autoowners in 16125 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Greenville area, check out other zip codes nearby 16125.
Review average rates in another zip code:
16125 homeowners insurance rates

Home Replacement Cost Coverage in 16125

Average Building Cost Per Square Foot in 16125: $136

Location: Greenville, Pennsylvania (Mercer County)

Average Square Footage in 16125: 852 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 16125 before you start any project. Greenville homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 16125 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 16125 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 852 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Greenville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136852$115,900
Additional Upgrades & Added Features$170852$144,875
Major Home Updates or Advancements$204852$173,850

It's important to understand that when you estimate your replacement cost of your home in the 16125 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 16125

Bortz Insurance Agency

Address: 690 Vernon Road Greenville, PA 16125
Phone: (724)588-9606
Website:

Best Home & Auto Insurance Agencies in 16125

Waters, Danny C - State Farm Insurance Agent

Address: 41 Clinton St, Ste 1 Greenville, PA 16125
Phone:
Website: http://www.national.citysearch.com/profile/external/46266761/greenville_pa/waters_danny_c_state_farm_insurance_agent.html
Info:

Andrew C Harcourt Agency

Address: 160 Main St Greenville, PA 16125
Phone:
Website:
Info:

Allstate Insurance Company - Brian Holzshu

Address: 59 Hadley Rd Greenville, PA 16125
Phone:
Website: http://www.allstateagencies.com/017782?cid=OTC-YP.com-IYP&att=TL
Info:

Kwiat- David M - State Farm Insurance Agent

Address: 208 Hadley Rd Greenville, PA 16125
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Andrew C Harcourt - Nationwide Insurance

Address: 377 S Main St Greenville, PA 16125
Phone:
Website: http://www.national.citysearch.com/profile/external/33781223/greenville_pa/andrew_c_harcourt_nationwide_insurance.html
Info:

Housing Demographics for 16125

Population Review for 16125 Zip Code

For the city of Greenville, the population within 16125 has increased to over 16,421 residents in population size. The current population total is 17,198. We have broken down the population based on race below. In 16125, there are over 8488 in male population and 8710 females.

PopulationValues
Total Population17,198
White Population16078
Black Population222
Hispanic Population237
Asian Population111
Hawaiian Population4
Indian Population15
Other Population70
Male Population8488
Female Population8710
Population Estimate16421

Household Data for 16125

The average number of homes in 16125 is around 7,024, there are an average of 2.29 per household. The average house value according to local real estate values is around $115,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,024
Persons Per Household2.29
Average House Value$115,900
Income Per Household$52646
Median Age46.5
Median Age Male44.2
Median Age Female48.5
16125 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code724
CityGreenville
City Alias NameGREENVILLE
CountyMercer
County FIPS085
State FIPS42
Time Zone5
Day Light SavingY
MSA7610
PMSA
CSA430
CBSA25850
CBSA_DIV
CBSA_TypeMicro
CBSA_NameHermitage, PA
MSA_NameSharon, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses354
Number Of Employees4980
Business First Quarter Payroll45407
Business Annual Payroll197709
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District16
Congressional LandArea997.68
Delivery Residential7171
Delivery Business404
Delivery Total7727
Preferred Last Line KeyX18726
Classification Code
Multi-CountyY
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX18726
Land Area105.173000
Water Area0.076000
City Alias Code
City Mixed CaseGreenville
City Alias Mixed CaseGreenville
Box Count101
SFDU6597
MFDU197
State ANSI42
County ANSI085
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number413356
Unique ZIP Name
SSA State County Code39530
Medicare CBSA Code49660
Medicare CBSA NameYoungstown-Warren-Boardman, OH-PA
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseMercer

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]