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Homeowners Insurance in 16127

For homeowners living in 16127, you want more affordable home insurance rates in Grove City, right? Our rates are very competitive for homeowners living in the great city of Grove City, PA. Many homeowners living in the 16127 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 16127 should appear in the zip code field ready to go. Comparing Grove City, PA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

16127 Home Insurance Costs Are Considered: Very Low!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Grove City pay around $722 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Pennsylvania home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 16127 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Grove City homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Pennsylvania home insurance premium today!

Get 16127 Homeowners Insurance Rates Now!

16127 Home Insurance Average Premiums

Local 16127 homeowners insurance quotes comparison

$472 /yr.

Shows Zip Code: 16127 lowest rates with discounts applied on average.

For the 16127, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$472 /yr.
Average Coverage:$722 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1022 /yr.

What is the average home insurance cost for a home in 16127?

  • • The average homeowners insurance premium paid annually for a home in 16127 is around $722 per year.

What does it cost on average per month for home insurance in 16127?

  • • Homeowners in 16127 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 16127?

  • • Autoowners in 16127 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Grove City area, check out other zip codes nearby 16127.
Review average rates in another zip code:
16127 homeowners insurance rates

Home Replacement Cost Coverage in 16127

Average Building Cost Per Square Foot in 16127: $136

Location: Grove City, Pennsylvania (Mercer County)

Average Square Footage in 16127: 1,203 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 16127 before you start any project. Grove City homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 16127 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 16127 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,203 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Grove City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,203$163,600
Additional Upgrades & Added Features$1701,203$204,500
Major Home Updates or Advancements$2041,203$245,400

It's important to understand that when you estimate your replacement cost of your home in the 16127 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 16127

Best Home & Auto Insurance Agencies in 16127

Chickness- Pamela J - State Farm Insurance Agent

Address: 1109 W Main St Grove City, PA 16127
Phone:
Website:
Info:

Brian Ralph Insurance AGY

Address: 1306 W Main St Grove City, PA 16127
Phone:
Website:
Info:

Moore Insurance

Address: 18 Village Park Dr Grove City, PA 16127
Phone:
Website: http://www.national.citysearch.com/profile/8688590/grove_city_pa/moore_insurance.html
Info:

Allstate Insurance CO - Grove City HLR Anderson Insurance

Address: 220 S Broad St Grove City, PA 16127
Phone:
Website:
Info:

Kuhlber- David G - State Farm Insurance Agent

Address: 214 S Center St Grove City, PA 16127
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Housing Demographics for 16127

Population Review for 16127 Zip Code

For the city of Grove City, the population within 16127 has increased to over 12,917 residents in population size. The current population total is 15,298. We have broken down the population based on race below. In 16127, there are over 7603 in male population and 7695 females.

PopulationValues
Total Population15,298
White Population14129
Black Population203
Hispanic Population262
Asian Population134
Hawaiian Population4
Indian Population26
Other Population144
Male Population7603
Female Population7695
Population Estimate12917

Household Data for 16127

The average number of homes in 16127 is around 5,434, there are an average of 2.35 per household. The average house value according to local real estate values is around $163,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,434
Persons Per Household2.35
Average House Value$163,600
Income Per Household$65538
Median Age37.3
Median Age Male33.7
Median Age Female40.9
16127 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code724/814/878
CityGrove City
City Alias NameGROVE CITY
CountyMercer
County FIPS085
State FIPS42
Time Zone5
Day Light SavingY
MSA7610
PMSA
CSA430
CBSA25850
CBSA_DIV
CBSA_TypeMicro
CBSA_NameHermitage, PA
MSA_NameSharon, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses464
Number Of Employees8562
Business First Quarter Payroll74236
Business Annual Payroll322436
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District16
Congressional LandArea997.68
Delivery Residential5497
Delivery Business372
Delivery Total6522
Preferred Last Line KeyX18742
Classification Code
Multi-CountyY
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX18742
Land Area73.212000
Water Area0.472000
City Alias Code
City Mixed CaseGrove City
City Alias Mixed CaseGrove City
Box Count99
SFDU5110
MFDU142
State ANSI42
County ANSI085
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number413364
Unique ZIP Name
SSA State County Code39530
Medicare CBSA Code49660
Medicare CBSA NameYoungstown-Warren-Boardman, OH-PA
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseMercer

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]