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16143, PA Home Insurance

In the zip code of 16143, the population size is around 2,398, which consists of 1,034 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Pulaski, PA. A few years ago, a study was done and found that the average home insurance rates for Pennsylvania are around $707 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 16143 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Pulaski. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Pulaski, PA Homeowners Insurance Online Rates Today!

16143 Home Insurance Average Premiums

Local 16143 homeowners insurance quotes comparison

$457 /yr.

Shows Zip Code: 16143 lowest rates with discounts applied on average.

For the 16143, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$457 /yr.
Average Coverage:$707 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1007 /yr.

What is the average home insurance cost for a home in 16143?

  • • The average homeowners insurance premium paid annually for a home in 16143 is around $707 per year.

What does it cost on average per month for home insurance in 16143?

  • • Homeowners in 16143 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 16143?

  • • Autoowners in 16143 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pulaski area, check out other zip codes nearby 16143.
Review average rates in another zip code:
16143 homeowners insurance rates

Home Replacement Cost Coverage in 16143

Average Building Cost Per Square Foot in 16143: $136

Location: Pulaski, Pennsylvania (Lawrence County)

Average Square Footage in 16143: 1,178 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 16143 before you start any project. Pulaski homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 16143 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 16143 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,178 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pulaski area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,178$160,200
Additional Upgrades & Added Features$1701,178$200,250
Major Home Updates or Advancements$2041,178$240,300

It's important to understand that when you estimate your replacement cost of your home in the 16143 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 16143

Best Home & Auto Insurance Agencies in 16143

Housing Demographics for 16143

Population Review for 16143 Zip Code

For the city of Pulaski, the population within 16143 has increased to over 2,487 residents in population size. The current population total is 2,398. We have broken down the population based on race below. In 16143, there are over 1197 in male population and 1201 females.

PopulationValues
Total Population2,398
White Population2302
Black Population2
Hispanic Population19
Asian Population7
Hawaiian Population0
Indian Population3
Other Population14
Male Population1197
Female Population1201
Population Estimate2487

Household Data for 16143

The average number of homes in 16143 is around 1,034, there are an average of 2.32 per household. The average house value according to local real estate values is around $160,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,034
Persons Per Household2.32
Average House Value$160,200
Income Per Household$60625
Median Age48.3
Median Age Male45.2
Median Age Female50.0
16143 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code724/878
CityPulaski
City Alias NamePULASKI
CountyLawrence
County FIPS073
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses39
Number Of Employees289
Business First Quarter Payroll3776
Business Annual Payroll20410
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District16
Congressional LandArea997.68
Delivery Residential1072
Delivery Business35
Delivery Total1176
Preferred Last Line KeyX1A666
Classification Code
Multi-CountyY
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX1A666
Land Area24.516000
Water Area0.074000
City Alias Code
City Mixed CasePulaski
City Alias Mixed CasePulaski
Box Count43
SFDU970
MFDU0
State ANSI42
County ANSI073
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number416836
Unique ZIP Name
SSA State County Code39450
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseLawrence

Pennsylvania Homeowners Insurance News & Information

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  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]