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16150 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 16150 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Sharpsville, PA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 16150.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 16150 and start shopping.

Quickly and Easily Compare Average Rates for 16150

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Sharpsville, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 16150

Homeowners in Sharpsville are paying roughly $715 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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16150 Home Insurance Average Premiums

Local 16150 homeowners insurance quotes comparison

$465 /yr.

Shows Zip Code: 16150 lowest rates with discounts applied on average.

For the 16150, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$465 /yr.
Average Coverage:$715 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1015 /yr.

What is the average home insurance cost for a home in 16150?

  • • The average homeowners insurance premium paid annually for a home in 16150 is around $715 per year.

What does it cost on average per month for home insurance in 16150?

  • • Homeowners in 16150 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 16150?

  • • Autoowners in 16150 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sharpsville area, check out other zip codes nearby 16150.
Review average rates in another zip code:
16150 homeowners insurance rates

Home Replacement Cost Coverage in 16150

Average Building Cost Per Square Foot in 16150: $136

Location: Sharpsville, Pennsylvania (Mercer County)

Average Square Footage in 16150: 867 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 16150 before you start any project. Sharpsville homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 16150 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 16150 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 867 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sharpsville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136867$117,900
Additional Upgrades & Added Features$170867$147,375
Major Home Updates or Advancements$204867$176,850

It's important to understand that when you estimate your replacement cost of your home in the 16150 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 16150

Best Home & Auto Insurance Agencies in 16150

Housing Demographics for 16150

Population Review for 16150 Zip Code

For the city of Sharpsville, the population within 16150 has increased to over 7,327 residents in population size. The current population total is 7,172. We have broken down the population based on race below. In 16150, there are over 3458 in male population and 3714 females.

PopulationValues
Total Population7,172
White Population6651
Black Population102
Hispanic Population92
Asian Population34
Hawaiian Population1
Indian Population7
Other Population40
Male Population3458
Female Population3714
Population Estimate7327

Household Data for 16150

The average number of homes in 16150 is around 3,109, there are an average of 2.30 per household. The average house value according to local real estate values is around $117,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,109
Persons Per Household2.30
Average House Value$117,900
Income Per Household$53855
Median Age45.6
Median Age Male44.3
Median Age Female47.0
16150 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code724/878
CitySharpsville
City Alias NameSHARPSVILLE
CountyMercer
County FIPS085
State FIPS42
Time Zone5
Day Light SavingY
MSA7610
PMSA
CSA430
CBSA25850
CBSA_DIV
CBSA_TypeMicro
CBSA_NameHermitage, PA
MSA_NameSharon, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses105
Number Of Employees1816
Business First Quarter Payroll13496
Business Annual Payroll59598
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District14|16
Congressional LandArea209.29|997.68
Delivery Residential3186
Delivery Business112
Delivery Total3790
Preferred Last Line KeyX1A996
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX1A996
Land Area23.174000
Water Area3.169000
City Alias Code
City Mixed CaseSharpsville
City Alias Mixed CaseSharpsville
Box Count56
SFDU2961
MFDU149
State ANSI42
County ANSI085
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number417636
Unique ZIP Name
SSA State County Code39530
Medicare CBSA Code49660
Medicare CBSA NameYoungstown-Warren-Boardman, OH-PA
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseMercer

Pennsylvania Homeowners Insurance News & Information

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