Get multiple home insurance quotes in 16263. Our licensed 16263, PA agents are ready to serve you.

16263 Home Insurance Rates

Getting multiple homeowners insurance rates in 16263 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Yatesboro, PA. Many homeowners based out of the 16263 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Pennsylvania licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 16263 should appear in the zip code field ready to go. For Yatesboro, PA Home Insurance Quotes, Click to easily get started!

16263 Homeowners Insurance Rates, Average Rating: Very Low!

Your homeowners insurance policy in 16263 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Yatesboro. For a basic HO-3, standard homeowners policy, the average premium per year in Pennsylvania is around $750. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 16263 zip code today and let us help you save time and money on your homeowners insurance premium.

Get 16263 Home Insurance Rates Today and Save!

16263 Home Insurance Average Premiums

Local 16263 homeowners insurance quotes comparison

$500 /yr.

Shows Zip Code: 16263 lowest rates with discounts applied on average.

For the 16263, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$500 /yr.
Average Coverage:$750 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1050 /yr.

What is the average home insurance cost for a home in 16263?

  • • The average homeowners insurance premium paid annually for a home in 16263 is around $750 per year.

What does it cost on average per month for home insurance in 16263?

  • • Homeowners in 16263 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 16263?

  • • Autoowners in 16263 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Yatesboro area, check out other zip codes nearby 16263.
Review average rates in another zip code:
16263 homeowners insurance rates

Home Replacement Cost Coverage in 16263

Average Building Cost Per Square Foot in 16263: $136

Location: Yatesboro, Pennsylvania (Armstrong County)

Average Square Footage in 16263: 715 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 16263 before you start any project. Yatesboro homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 16263 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 16263 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 715 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Yatesboro area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136715$97,200
Additional Upgrades & Added Features$170715$121,500
Major Home Updates or Advancements$204715$145,800

It's important to understand that when you estimate your replacement cost of your home in the 16263 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 16263

Best Home & Auto Insurance Agencies in 16263

Housing Demographics for 16263

Population Review for 16263 Zip Code

For the city of Yatesboro, the population within 16263 has increased to over 0 residents in population size. The current population total is 330. We have broken down the population based on race below. In 16263, there are over 189 in male population and 141 females.

PopulationValues
Total Population330
White Population323
Black Population0
Hispanic Population2
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population189
Female Population141
Population Estimate0

Household Data for 16263

The average number of homes in 16263 is around 146, there are an average of 2.26 per household. The average house value according to local real estate values is around $97,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode146
Persons Per Household2.26
Average House Value$97,200
Income Per Household$65250
Median Age38.7
Median Age Male43.8
Median Age Female34.6
16263 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias Abbreviation
Area Code724/878
CityYatesboro
City Alias NameYATESBORO
CountyArmstrong
County FIPS005
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses5
Number Of Employees18
Business First Quarter Payroll78
Business Annual Payroll835
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District15
Congressional LandArea1285.03
Delivery Residential0
Delivery Business0
Delivery Total211
Preferred Last Line KeyX1C121
Classification CodeP
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX1C121
Land Area3.678000
Water Area0.000000
City Alias Code
City Mixed CaseYatesboro
City Alias Mixed CaseYatesboro
Box Count147
SFDU0
MFDU0
State ANSI42
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number419472
Unique ZIP Name
SSA State County Code39070
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseArmstrong

Pennsylvania Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]