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Compare 16317 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Cooperstown just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 584 neighbors looking to save on their home insurance policy in the local 16317 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 16317. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Pennsylvania rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Cooperstown, PA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Cooperstown, PA

16317 Home Insurance Average Premiums

Local 16317 homeowners insurance quotes comparison

$483 /yr.

Shows Zip Code: 16317 lowest rates with discounts applied on average.

For the 16317, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$483 /yr.
Average Coverage:$733 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1033 /yr.

What is the average home insurance cost for a home in 16317?

  • • The average homeowners insurance premium paid annually for a home in 16317 is around $733 per year.

What does it cost on average per month for home insurance in 16317?

  • • Homeowners in 16317 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 16317?

  • • Autoowners in 16317 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cooperstown area, check out other zip codes nearby 16317.
Review average rates in another zip code:
16317 homeowners insurance rates

Home Replacement Cost Coverage in 16317

Average Building Cost Per Square Foot in 16317: $136

Location: Cooperstown, Pennsylvania (Venango County)

Average Square Footage in 16317: 815 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 16317 before you start any project. Cooperstown homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 16317 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 16317 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 815 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cooperstown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136815$110,800
Additional Upgrades & Added Features$170815$138,500
Major Home Updates or Advancements$204815$166,200

It's important to understand that when you estimate your replacement cost of your home in the 16317 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 16317

Best Home & Auto Insurance Agencies in 16317

Housing Demographics for 16317

Population Review for 16317 Zip Code

For the city of Cooperstown, the population within 16317 has increased to over 1,140 residents in population size. The current population total is 1,306. We have broken down the population based on race below. In 16317, there are over 664 in male population and 642 females.

PopulationValues
Total Population1,306
White Population1260
Black Population2
Hispanic Population10
Asian Population1
Hawaiian Population1
Indian Population1
Other Population1
Male Population664
Female Population642
Population Estimate1140

Household Data for 16317

The average number of homes in 16317 is around 584, there are an average of 2.24 per household. The average house value according to local real estate values is around $110,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode584
Persons Per Household2.24
Average House Value$110,800
Income Per Household$50542
Median Age48.8
Median Age Male46.7
Median Age Female49.9
16317 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code814
CityCooperstown
City Alias NameCOOPERSTOWN
CountyVenango
County FIPS121
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA36340
CBSA_DIV
CBSA_TypeMicro
CBSA_NameOil City, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses11
Number Of Employees83
Business First Quarter Payroll288
Business Annual Payroll1226
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population54984
CBSA Division Population0
Congressional District15|16
Congressional LandArea1285.03|997.68
Delivery Residential509
Delivery Business7
Delivery Total750
Preferred Last Line KeyX17781
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX17781
Land Area30.393000
Water Area0.000000
City Alias Code
City Mixed CaseCooperstown
City Alias Mixed CaseCooperstown
Box Count119
SFDU509
MFDU0
State ANSI42
County ANSI121
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number411648
Unique ZIP Name
SSA State County Code39730
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseVenango

Pennsylvania Homeowners Insurance News & Information

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