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Homeowners Insurance in 16347

For homeowners living in 16347, you want more affordable home insurance rates in Sheffield, right? Our rates are very competitive for homeowners living in the great city of Sheffield, PA. Many homeowners living in the 16347 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 16347 should appear in the zip code field ready to go. Comparing Sheffield, PA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

16347 Home Insurance Costs Are Considered: Very Low!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Sheffield pay around $715 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Pennsylvania home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 16347 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Sheffield homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Pennsylvania home insurance premium today!

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16347 Home Insurance Average Premiums

Local 16347 homeowners insurance quotes comparison

$465 /yr.

Shows Zip Code: 16347 lowest rates with discounts applied on average.

For the 16347, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$465 /yr.
Average Coverage:$715 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1015 /yr.

What is the average home insurance cost for a home in 16347?

  • • The average homeowners insurance premium paid annually for a home in 16347 is around $715 per year.

What does it cost on average per month for home insurance in 16347?

  • • Homeowners in 16347 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 16347?

  • • Autoowners in 16347 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sheffield area, check out other zip codes nearby 16347.
Review average rates in another zip code:
16347 homeowners insurance rates

Home Replacement Cost Coverage in 16347

Average Building Cost Per Square Foot in 16347: $136

Location: Sheffield, Pennsylvania (Warren County)

Average Square Footage in 16347: 734 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 16347 before you start any project. Sheffield homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 16347 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 16347 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 734 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sheffield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136734$99,800
Additional Upgrades & Added Features$170734$124,750
Major Home Updates or Advancements$204734$149,700

It's important to understand that when you estimate your replacement cost of your home in the 16347 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 16347

Best Home & Auto Insurance Agencies in 16347

Housing Demographics for 16347

Population Review for 16347 Zip Code

For the city of Sheffield, the population within 16347 has increased to over 735 residents in population size. The current population total is 1,924. We have broken down the population based on race below. In 16347, there are over 979 in male population and 945 females.

PopulationValues
Total Population1,924
White Population1836
Black Population3
Hispanic Population14
Asian Population4
Hawaiian Population1
Indian Population7
Other Population5
Male Population979
Female Population945
Population Estimate735

Household Data for 16347

The average number of homes in 16347 is around 854, there are an average of 2.25 per household. The average house value according to local real estate values is around $99,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode854
Persons Per Household2.25
Average House Value$99,800
Income Per Household$51950
Median Age46.8
Median Age Male46.0
Median Age Female47.8
16347 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code814/582
CitySheffield
City Alias NameSHEFFIELD
CountyWarren
County FIPS123
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA47620
CBSA_DIV
CBSA_TypeMicro
CBSA_NameWarren, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses39
Number Of Employees239
Business First Quarter Payroll1589
Business Annual Payroll6825
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population41815
CBSA Division Population0
Congressional District15
Congressional LandArea1285.03
Delivery Residential327
Delivery Business14
Delivery Total1184
Preferred Last Line KeyX1B009
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX1B009
Land Area103.642000
Water Area0.169000
City Alias Code
City Mixed CaseSheffield
City Alias Mixed CaseSheffield
Box Count602
SFDU305
MFDU22
State ANSI42
County ANSI123
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number417664
Unique ZIP Name
SSA State County Code39740
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseWarren

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]