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Compare 16435 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Springboro just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 667 neighbors looking to save on their home insurance policy in the local 16435 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 16435. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Pennsylvania rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Springboro, PA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Springboro, PA

16435 Home Insurance Average Premiums

Local 16435 homeowners insurance quotes comparison

$451 /yr.

Shows Zip Code: 16435 lowest rates with discounts applied on average.

For the 16435, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$451 /yr.
Average Coverage:$701 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1001 /yr.

What is the average home insurance cost for a home in 16435?

  • • The average homeowners insurance premium paid annually for a home in 16435 is around $701 per year.

What does it cost on average per month for home insurance in 16435?

  • • Homeowners in 16435 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 16435?

  • • Autoowners in 16435 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Springboro area, check out other zip codes nearby 16435.
Review average rates in another zip code:
16435 homeowners insurance rates

Home Replacement Cost Coverage in 16435

Average Building Cost Per Square Foot in 16435: $136

Location: Springboro, Pennsylvania (Crawford County)

Average Square Footage in 16435: 850 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 16435 before you start any project. Springboro homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 16435 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 16435 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 850 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Springboro area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136850$115,600
Additional Upgrades & Added Features$170850$144,500
Major Home Updates or Advancements$204850$173,400

It's important to understand that when you estimate your replacement cost of your home in the 16435 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 16435

Best Home & Auto Insurance Agencies in 16435

Housing Demographics for 16435

Population Review for 16435 Zip Code

For the city of Springboro, the population within 16435 has increased to over 1,692 residents in population size. The current population total is 1,764. We have broken down the population based on race below. In 16435, there are over 876 in male population and 888 females.

PopulationValues
Total Population1,764
White Population1680
Black Population10
Hispanic Population13
Asian Population0
Hawaiian Population0
Indian Population2
Other Population3
Male Population876
Female Population888
Population Estimate1692

Household Data for 16435

The average number of homes in 16435 is around 667, there are an average of 2.64 per household. The average house value according to local real estate values is around $115,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode667
Persons Per Household2.64
Average House Value$115,600
Income Per Household$55000
Median Age45.3
Median Age Male45.9
Median Age Female44.8
16435 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code814
CitySpringboro
City Alias NameSPRINGBORO
CountyCrawford
County FIPS039
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA240
CBSA32740
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMeadville, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses18
Number Of Employees63
Business First Quarter Payroll636
Business Annual Payroll3506
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population88765
CBSA Division Population0
Congressional District16
Congressional LandArea997.68
Delivery Residential641
Delivery Business11
Delivery Total789
Preferred Last Line KeyX1B198
Classification Code
Multi-CountyY
CSA NameErie-Meadville, PA
CBSA_DIV_Name
City State KeyX1B198
Land Area53.054000
Water Area0.001000
City Alias Code
City Mixed CaseSpringboro
City Alias Mixed CaseSpringboro
Box Count109
SFDU621
MFDU0
State ANSI42
County ANSI039
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number417996
Unique ZIP Name
SSA State County Code39260
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseCrawford

Pennsylvania Homeowners Insurance News & Information

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  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]