Get multiple home insurance quotes in 16501. Our licensed 16501, PA agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 16501

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 16501, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Erie, PA from a list of top tier nationwide insurers.

Our Pennsylvania licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 16501 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 16501

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Erie, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

16501 Ratings: very low!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Erie we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 16501, homeowners are seeing rates around 728 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 16501!

16501 Home Insurance Average Premiums

Local 16501 homeowners insurance quotes comparison

$478 /yr.

Shows Zip Code: 16501 lowest rates with discounts applied on average.

For the 16501, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$478 /yr.
Average Coverage:$728 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1028 /yr.

What is the average home insurance cost for a home in 16501?

  • • The average homeowners insurance premium paid annually for a home in 16501 is around $728 per year.

What does it cost on average per month for home insurance in 16501?

  • • Homeowners in 16501 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 16501?

  • • Autoowners in 16501 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Erie area, check out other zip codes nearby 16501.
Review average rates in another zip code:
16503 homeowners insurance rates
16507 homeowners insurance rates
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16504 homeowners insurance rates
16546 homeowners insurance rates
16511 homeowners insurance rates
16501 homeowners insurance rates
16510 homeowners insurance rates
16505 homeowners insurance rates

Home Replacement Cost Coverage in 16501

Average Building Cost Per Square Foot in 16501: $136

Location: Erie, Pennsylvania (Erie County)

Average Square Footage in 16501: 1,213 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 16501 before you start any project. Erie homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 16501 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 16501 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,213 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Erie area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,213$165,000
Additional Upgrades & Added Features$1701,213$206,250
Major Home Updates or Advancements$2041,213$247,500

It's important to understand that when you estimate your replacement cost of your home in the 16501 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 16501

Acordia Of Western Pa

Address: 1030 State St Erie, PA 16501
Phone: (814)452-6881
Website:

Best Home & Auto Insurance Agencies in 16501

Insurance Management Co

Address: PO Box 1133 Erie, PA 16501
Phone:
Website: http://www.imcerie.com
Info:

Erie Insurance Group

Address: 100 Erie Insurance Pl Erie, PA 16501
Phone:
Website:
Info:

Acordia Of Western Pa

Address: 1030 State St Erie, PA 16501
Phone:
Website:
Info:

Housing Demographics for 16501

Population Review for 16501 Zip Code

For the city of Erie, the population within 16501 has increased to over 1,826 residents in population size. The current population total is 2,241. We have broken down the population based on race below. In 16501, there are over 1156 in male population and 1085 females.

PopulationValues
Total Population2,241
White Population1441
Black Population509
Hispanic Population186
Asian Population34
Hawaiian Population4
Indian Population9
Other Population87
Male Population1156
Female Population1085
Population Estimate1826

Household Data for 16501

The average number of homes in 16501 is around 1,388, there are an average of 1.37 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,388
Persons Per Household1.37
Average House Value$165,000
Income Per Household$13395
Median Age48.8
Median Age Male48.6
Median Age Female49.1
16501 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code814/582
CityErie
City Alias NameERIE
CountyErie
County FIPS049
State FIPS42
Time Zone5
Day Light SavingY
MSA2360
PMSA
CSA240
CBSA21500
CBSA_DIV
CBSA_TypeMetro
CBSA_NameErie, PA
MSA_NameErie, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses423
Number Of Employees9500
Business First Quarter Payroll88666
Business Annual Payroll386685
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population280566
CBSA Division Population0
Congressional District16
Congressional LandArea997.68
Delivery Residential1333
Delivery Business745
Delivery Total2071
Preferred Last Line KeyX18265
Classification Code
Multi-County
CSA NameErie-Meadville, PA
CBSA_DIV_Name
City State KeyX18265
Land Area0.716000
Water Area0.000000
City Alias Code
City Mixed CaseErie
City Alias Mixed CaseErie
Box Count0
SFDU155
MFDU1171
State ANSI42
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number412544
Unique ZIP Name
SSA State County Code39320
Medicare CBSA Code21500
Medicare CBSA NameErie, PA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseErie

Pennsylvania Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]