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Homeowners Insurance in 16601

For homeowners living in 16601, you want more affordable home insurance rates in Altoona, right? Our rates are very competitive for homeowners living in the great city of Altoona, PA. Many homeowners living in the 16601 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 16601 should appear in the zip code field ready to go. Comparing Altoona, PA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

16601 Home Insurance Costs Are Considered: Very Low!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Altoona pay around $702 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Pennsylvania home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 16601 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Altoona homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Pennsylvania home insurance premium today!

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16601 Home Insurance Average Premiums

Local 16601 homeowners insurance quotes comparison

$452 /yr.

Shows Zip Code: 16601 lowest rates with discounts applied on average.

For the 16601, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$452 /yr.
Average Coverage:$702 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1002 /yr.

What is the average home insurance cost for a home in 16601?

  • • The average homeowners insurance premium paid annually for a home in 16601 is around $702 per year.

What does it cost on average per month for home insurance in 16601?

  • • Homeowners in 16601 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 16601?

  • • Autoowners in 16601 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Altoona area, check out other zip codes nearby 16601.
Review average rates in another zip code:
16601 homeowners insurance rates
16602 homeowners insurance rates

Home Replacement Cost Coverage in 16601

Average Building Cost Per Square Foot in 16601: $136

Location: Altoona, Pennsylvania (Blair County)

Average Square Footage in 16601: 851 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 16601 before you start any project. Altoona homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 16601 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 16601 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 851 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Altoona area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136851$115,800
Additional Upgrades & Added Features$170851$144,750
Major Home Updates or Advancements$204851$173,700

It's important to understand that when you estimate your replacement cost of your home in the 16601 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 16601

Best Home & Auto Insurance Agencies in 16601

Crownover- Michael D

Address: 415 Orchard Ave Altoona, PA 16601
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Raugh, Patricia L - State Farm Insurance Agent

Address: 715 Lexington Ave Altoona, PA 16601
Phone:
Website: http://www.national.citysearch.com/profile/external/46266800/altoona_pa/raugh_patricia_l_state_farm_insurance_agent.html
Info:

Baker- Todd C - State Farm Insurance Agent

Address: 2419 Broad Ave Altoona, PA 16601
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance Agency

Address: 1600 9th St Altoona, PA 16601
Phone:
Website: http://www.allstateagencies.com/015813/Welcome/
Info:

Allstate Insurance Companies - Claim Office- Altoona

Address: 4 Sheraton Dr Altoona, PA 16601
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 16601

Population Review for 16601 Zip Code

For the city of Altoona, the population within 16601 has increased to over 33,261 residents in population size. The current population total is 32,764. We have broken down the population based on race below. In 16601, there are over 16150 in male population and 16614 females.

PopulationValues
Total Population32,764
White Population29330
Black Population1313
Hispanic Population536
Asian Population230
Hawaiian Population2
Indian Population60
Other Population294
Male Population16150
Female Population16614
Population Estimate33261

Household Data for 16601

The average number of homes in 16601 is around 13,309, there are an average of 2.32 per household. The average house value according to local real estate values is around $115,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,309
Persons Per Household2.32
Average House Value$115,800
Income Per Household$51072
Median Age40.7
Median Age Male39.3
Median Age Female42.2
16601 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code814/582
CityAltoona
City Alias NameALTOONA
CountyBlair
County FIPS013
State FIPS42
Time Zone5
Day Light SavingY
MSA0280
PMSA
CSA107
CBSA11020
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAltoona, PA
MSA_NameAltoona, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses652
Number Of Employees11118
Business First Quarter Payroll114429
Business Annual Payroll495292
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population127089
CBSA Division Population0
Congressional District13
Congressional LandArea155.18
Delivery Residential14337
Delivery Business832
Delivery Total15112
Preferred Last Line KeyX16954
Classification Code
Multi-County
CSA NameAltoona-Huntingdon, PA
CBSA_DIV_Name
City State KeyX16954
Land Area84.843000
Water Area0.426000
City Alias Code
City Mixed CaseAltoona
City Alias Mixed CaseAltoona
Box Count0
SFDU12273
MFDU1254
State ANSI42
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number410152
Unique ZIP Name
SSA State County Code39120
Medicare CBSA Code11020
Medicare CBSA NameAltoona, PA
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseBlair

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]