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16645 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 16645 zip code it's important to know that our rates are very competitive for homeowners living in Glen Hope, PA. Many homeowners based out of your 16645 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 16645 should appear in the zip code field ready to go. For Glen Hope, PA Homeowners Insurance Quotes nearby, we offer the best rates and service.

16645: Average Home Insurance Rates

For homeowners living in the great city of Glen Hope, the average homeowners policy is considered very low in comparison to other states. Pennsylvania premiums are estimated to be around $728 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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16645 Home Insurance Average Premiums

Local 16645 homeowners insurance quotes comparison

$478 /yr.

Shows Zip Code: 16645 lowest rates with discounts applied on average.

For the 16645, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$478 /yr.
Average Coverage:$728 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1028 /yr.

What is the average home insurance cost for a home in 16645?

  • • The average homeowners insurance premium paid annually for a home in 16645 is around $728 per year.

What does it cost on average per month for home insurance in 16645?

  • • Homeowners in 16645 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 16645?

  • • Autoowners in 16645 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Glen Hope area, check out other zip codes nearby 16645.
Review average rates in another zip code:
16645 homeowners insurance rates

Home Replacement Cost Coverage in 16645

Average Building Cost Per Square Foot in 16645: $136

Location: Glen Hope, Pennsylvania (Clearfield County)

Average Square Footage in 16645: 1,213 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 16645 before you start any project. Glen Hope homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 16645 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 16645 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,213 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Glen Hope area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,213$165,000
Additional Upgrades & Added Features$1701,213$206,250
Major Home Updates or Advancements$2041,213$247,500

It's important to understand that when you estimate your replacement cost of your home in the 16645 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 16645

Best Home & Auto Insurance Agencies in 16645

Housing Demographics for 16645

Population Review for 16645 Zip Code

For the city of Glen Hope, the population within 16645 has increased to over 142 residents in population size. The current population total is 127. We have broken down the population based on race below. In 16645, there are over 65 in male population and 62 females.

PopulationValues
Total Population127
White Population122
Black Population0
Hispanic Population0
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population65
Female Population62
Population Estimate142

Household Data for 16645

The average number of homes in 16645 is around 58, there are an average of 2.19 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode58
Persons Per Household2.19
Average House Value$165,000
Income Per Household$60417
Median Age56.5
Median Age Male56.9
Median Age Female56.2
16645 DetailsValues
StatePA
State Full NamePennsylvania
City TypeN
City Alias Abbreviation
Area Code814
CityGlen Hope
City Alias NameGLEN HOPE
CountyClearfield
County FIPS033
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA524
CBSA20180
CBSA_DIV
CBSA_TypeMicro
CBSA_NameDuBois, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses5
Number Of Employees20
Business First Quarter Payroll89
Business Annual Payroll919
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population81642
CBSA Division Population0
Congressional District15
Congressional LandArea1285.03
Delivery Residential65
Delivery Business4
Delivery Total65
Preferred Last Line Key014464
Classification Code
Multi-County
CSA NameState College-DuBois, PA
CBSA_DIV_Name
City State Key014464
Land Area1.905000
Water Area0.020000
City Alias Code
City Mixed CaseGlen Hope
City Alias Mixed CaseGlen Hope
Box Count0
SFDU0
MFDU0
State ANSI42
County ANSI033
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number413952
Unique ZIP Name
SSA State County Code39230
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseClearfield

Pennsylvania Homeowners Insurance News & Information

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