Get multiple home insurance quotes in 16648. Our licensed 16648, PA agents are ready to serve you.

Home Insurance Rates in 16648

For homeowners shopping online in 16648, our insurance rates are very competitive for homeowners living in Hollidaysburg, PA. Many homeowners based out of the great city of Hollidaysburg have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 16648, simply click the "Get Multiple Quotes Now" button. Your 16648 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Hollidaysburg, PA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

16648 Home Insurance Rating is: Very Low!

If you live in 16648, you can easily save up to 40% off the average home insurance premium of $716 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Hollidaysburg can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 16648 today!

Get Multiple Home Insurance Rates in 16648!

16648 Home Insurance Average Premiums

Local 16648 homeowners insurance quotes comparison

$466 /yr.

Shows Zip Code: 16648 lowest rates with discounts applied on average.

For the 16648, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$466 /yr.
Average Coverage:$716 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1016 /yr.

What is the average home insurance cost for a home in 16648?

  • • The average homeowners insurance premium paid annually for a home in 16648 is around $716 per year.

What does it cost on average per month for home insurance in 16648?

  • • Homeowners in 16648 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 16648?

  • • Autoowners in 16648 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hollidaysburg area, check out other zip codes nearby 16648.
Review average rates in another zip code:
16648 homeowners insurance rates

Home Replacement Cost Coverage in 16648

Average Building Cost Per Square Foot in 16648: $136

Location: Hollidaysburg, Pennsylvania (Blair County)

Average Square Footage in 16648: 1,363 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 16648 before you start any project. Hollidaysburg homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 16648 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 16648 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,363 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hollidaysburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,363$185,400
Additional Upgrades & Added Features$1701,363$231,750
Major Home Updates or Advancements$2041,363$278,100

It's important to understand that when you estimate your replacement cost of your home in the 16648 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 16648

Best Home & Auto Insurance Agencies in 16648

Dennis L Burket - Nationwide Insurance

Address: 125 Logan Blvd Hollidaysburg, PA 16648
Phone:
Website: http://www.nationwide.com/agent/Hollidaysburg-PENNSYLVANIA-insurance-agent/dennis-burket/office.html
Info:

Gallagher, Richard - Gallagher Agency

Address: 503 Allegheny St Hollidaysburg, PA 16648
Phone:
Website: http://www.rickgallagheragency.com/
Info:

Complete Insurance Service Inc

Address: 317 Union St Hollidaysburg, PA 16648
Phone:
Website:
Info:

Allstate Insurance Company - Josh Gibson

Address: 1381 Plank Rd Hollidaysburg, PA 16648
Phone:
Website: http://www.allstateagencies.com/041676?cid=OTC-YP.com-IYP&att=TL
Info:

State Farm Insurance

Address: 719 Blair St Hollidaysburg, PA 16648
Phone:
Website: http://www.statefarm.com/
Info:

Housing Demographics for 16648

Population Review for 16648 Zip Code

For the city of Hollidaysburg, the population within 16648 has increased to over 15,405 residents in population size. The current population total is 15,149. We have broken down the population based on race below. In 16648, there are over 7380 in male population and 7769 females.

PopulationValues
Total Population15,149
White Population14245
Black Population141
Hispanic Population172
Asian Population223
Hawaiian Population5
Indian Population11
Other Population53
Male Population7380
Female Population7769
Population Estimate15405

Household Data for 16648

The average number of homes in 16648 is around 6,444, there are an average of 2.25 per household. The average house value according to local real estate values is around $185,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,444
Persons Per Household2.25
Average House Value$185,400
Income Per Household$70636
Median Age48.6
Median Age Male45.1
Median Age Female52.0
16648 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code814/582
CityHollidaysburg
City Alias NameHOLLIDAYSBURG
CountyBlair
County FIPS013
State FIPS42
Time Zone5
Day Light SavingY
MSA0280
PMSA
CSA107
CBSA11020
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAltoona, PA
MSA_NameAltoona, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses356
Number Of Employees4345
Business First Quarter Payroll40394
Business Annual Payroll183595
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population127089
CBSA Division Population0
Congressional District13
Congressional LandArea155.18
Delivery Residential6847
Delivery Business410
Delivery Total7480
Preferred Last Line KeyX18923
Classification Code
Multi-County
CSA NameAltoona-Huntingdon, PA
CBSA_DIV_Name
City State KeyX18923
Land Area60.046000
Water Area0.468000
City Alias Code
City Mixed CaseHollidaysburg
City Alias Mixed CaseHollidaysburg
Box Count95
SFDU5801
MFDU518
State ANSI42
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number413724
Unique ZIP Name
SSA State County Code39120
Medicare CBSA Code11020
Medicare CBSA NameAltoona, PA
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseBlair

Pennsylvania Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]